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Guaranty Bancshares, Inc.: Business Overview, Financials & Competitive Analysis

Guaranty Bancshares operates as the bank holding company for Guaranty Bank & Trust, providing commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individual...

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What's in This Report
Guaranty Bancshares, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Strong

Cyborg Score thesis

Established regional bank with strong profitability metrics acquired by larger competitor, now positioned within Glacier's...

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Industry Regional Community Banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 19, 2026
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Guaranty Bancshares, Inc. Overview

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Guaranty Bancshares operates as the bank holding company for Guaranty Bank & Trust, providing commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. As of October 1, 2025, the company was acquired by Glacier Bancorp (GBCI), with its bank subsidiary now operating as Guaranty Bank & Trust, Division of Glacier Bank.

Strategic Profile

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The company offers comprehensive banking solutions including checking and savings accounts, loans across multiple categories, trust and wealth management, and treasury management services. Recent performance shows strong metrics with 11.9% quarter-over-quarter revenue growth and 11.2% return on equity.

Competitive Landscape

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Guaranty Bancshares competed in the regional community banking segment alongside institutions like Glacier Bancorp (now parent company), John Marshall Bancorp, Veritex Holdings, and Peoples Bancorp of North Carolina. Following its acquisition, it now operates as part of Glacier's broader network of regional banks.

Industry Context

Guaranty Bancshares, Inc. operates in Regional Community Banking.

Key facts

Founded: 1913 · Headquarters: Addison, Texas · Revenue: $127.33M · Market cap: $566.82M

What the AI analysts debated

AI-generated and not independently verified: selected findings from the multi-agent debate on Guaranty Bancshares, Inc..

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

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Regional community bankingParent company; $5.86B market cap regional bank holding company→Regional community bankingComparable regional bank competitor→Regional community bankingMid-sized regional bank holding company→

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Industry context

Guaranty Bancshares, Inc. operates in Regional Community Banking. See how the rest of the sector scores on the Cyborg framework.

Top companies in Regional & Community Banking by Cyborg Score

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Frequently asked questions

What does Guaranty Bancshares, Inc. do?+
Guaranty Bancshares operates as the bank holding company for Guaranty Bank & Trust, providing commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individual...
What is Guaranty Bancshares, Inc.'s Cyborg Score?+
Guaranty Bancshares, Inc. has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Guaranty Bancshares, Inc.'s main competitors?+
Named competitors include Regional community banking, Regional community banking, Regional community banking. The full competitive landscape is in the AskCyborg report.
How can I get the full Guaranty Bancshares, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
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The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Regional Community Banking research

Companies in the same sector and named competitors, ranked by Cyborg Score.

8Orrstown Financial Services, Inc.7Bank First Corporation7Heritage Commerce Corp7Hope Bancorp, Inc.7Nicolet Bankshares, Inc.7Northrim BanCorp, Inc.7Old Second Bancorp, Inc.7Peoples Bancorp Inc.7QCR Holdings, Inc.7Unity Bancorp, Inc.Top companies in Regional & Community Banking by Cyborg Score