Heritage Commerce Corp: Business Overview, Financials & Competitive Analysis
Heritage Commerce Corp scores 7/10 on the AskCyborg Cyborg Score (Strong). Community bank with best-in-class credit quality, consistent dividend payments, and strategic expansion through merger to enhance Bay Area market presence and capital deployment. Heritage ranks No. 1 in credit quality among largest banks. Q2 2025 adjusted net income reached $13.0 million with total revenue up 15% year-over-year to $47.8.
What is Heritage Commerce Corp's industry? Heritage Commerce Corp (heritagecommercecorp.com) operates in Regional Community Banking. AskCyborg classifies Heritage Commerce Corp under Regional Community Banking in its company registry.
Heritage Commerce Corp is the parent company of Heritage Bank of Commerce, a premier community business bank established in 1994 and headquartered in San Jose, California. The Bank offers a full line of banking servic...
Cyborg Score thesis
Community bank with best-in-class credit quality, consistent dividend payments, and strategic expansion through merger to enhance...
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Get Current Report FreeHeritage Commerce Corp Overview
Pro stress-test →Heritage Commerce Corp is the parent company of Heritage Bank of Commerce, a premier community business bank established in 1994 and headquartered in San Jose, California. The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees.
Strategic Profile
Pro stress-test →Heritage Bank of Commerce was recognized by Forbes in the publication's seventeenth annual America's Best Banks list and is No. 1 in credit quality as represented by percentage of assets qualified as nonperforming. The company announced a strategic merger with Citizens Business Bank to expand market presence.
Competitive Landscape
Pro stress-test →Heritage focuses on small and medium-sized businesses and their owners. Operating in the competitive Bay Area banking market, the company positions itself as a relationship-driven community bank with superior credit metrics. The announced Citizens Business Bank merger reflects strategy to consolidate regional presence and enhance competitive scale.
Industry Context
Heritage Commerce Corp operates in Regional Community Banking.
Key facts
Founded: 1994 · Headquarters: San Jose, California · Revenue: $47.8M (Q2 2025)