Bank First has received a consensus "Buy" rating from brokerages, with analyst recommendations split between hold, buy, and strong buy. The acquisition of Centre 1 Bancorp nearly doubles its size, expands its footprint, and adds wealth-management and insurance capabilities for diversification. The company demonstrates solid profitability with strong recent earnings performance in a competitive regional banking landscape.
Cyborg Score Rationale
The company beat earnings estimates with $2.00 EPS versus $1.75 expected, and revenue of $49.68 million versus $43.75 million expected. Bank First achieved a return on equity of 11.68% with a net margin of 29.31%. Analyst consensus supports continued growth with strategic acquisitions enhancing market position.
Top Insights
Market cap of $1.33 billion with a P/E ratio of 18.63, and a 12-month trading range from $93.00 to $152.99
Piper Sandler lifted its price target to $150.00 with a neutral rating in January 2026
Centre 1 Bancorp acquisition significantly expands scale and adds wealth management and insurance services
Institutional investors own 29.95% of company stock, indicating meaningful institutional backing
Named Competitors
Regional Community Banking — Other Wisconsin and Illinois-based regional banks
National Bank Services — Large national banks competing on scale