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Guaranty Bancshares, Inc.: Business Overview, Financials & Competitive Analysis

Guaranty Bancshares, Inc. scores 7/10 on the AskCyborg Cyborg Score (Strong). Established regional bank with strong profitability metrics acquired by larger competitor, now positioned within Glacier's platform for expanded products and services. The company generates $127.33M in trailing twelve-month revenue with a 28.3% profit margin and 37.7% operating margin. With a market capitalization of $566.82M and P/E ratio of 15.8x.

What is Guaranty Bancshares, Inc.'s industry? Guaranty Bancshares, Inc. (gnty.com) operates in Regional Community Banking. AskCyborg classifies Guaranty Bancshares, Inc. under Regional Community Banking in its company registry.

Guaranty Bancshares operates as the bank holding company for Guaranty Bank & Trust, providing commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individual...

7/ 10Strong

Cyborg Score thesis

Established regional bank with strong profitability metrics acquired by larger competitor, now positioned within Glacier's...

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Industry Regional Community Banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 7, 2026
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Guaranty Bancshares, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Guaranty Bancshares, Inc. Overview

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Guaranty Bancshares operates as the bank holding company for Guaranty Bank & Trust, providing commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. As of October 1, 2025, the company was acquired by Glacier Bancorp (GBCI), with its bank subsidiary now operating as Guaranty Bank & Trust, Division of Glacier Bank.

Strategic Profile

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The company offers comprehensive banking solutions including checking and savings accounts, loans across multiple categories, trust and wealth management, and treasury management services. Recent performance shows strong metrics with 11.9% quarter-over-quarter revenue growth and 11.2% return on equity.

Competitive Landscape

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Guaranty Bancshares competed in the regional community banking segment alongside institutions like Glacier Bancorp (now parent company), John Marshall Bancorp, Veritex Holdings, and Peoples Bancorp of North Carolina. Following its acquisition, it now operates as part of Glacier's broader network of regional banks.

Industry Context

Guaranty Bancshares, Inc. operates in Regional Community Banking.

Key facts

Founded: 1913 · Headquarters: Addison, Texas · Revenue: $127.33M · Market cap: $566.82M

What the analysts stress-tested

The top findings that survived the multi-agent debate for Guaranty Bancshares, Inc..

  • Acquisition by Glacier Bancorp completed October 1, 2025
  • Strong profitability with 28.3% profit margin and 11.9% QoQ revenue growth
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Recent developments

Material events tracked by the AskCyborg corpus.

  • February 2026Systems upgrade and technology migration completed for Glacier Bank integration
  • October 2025Acquisition by Glacier Bancorp completed; subsidiary rebranded as Guaranty Bank & Trust, Division of Glacier Bank
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Named competitors

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Industry context

Guaranty Bancshares, Inc. operates in Regional Community Banking. See how the rest of the sector scores on the Cyborg framework.

Top companies in Regional & Community Banking by Cyborg Score

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Every report is stress-tested by a panel of AI analysts arguing across 11 dimensions. The output is the part of the case that survived pushback.

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The Cyborg Score is recomputed weekly against fresh data. Recent material developments are continuously tracked and surfaced.

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Methodology open at /methodology

The framework, dimensions, and band breakdowns are documented. The same company gets the same score from any analyst running the framework.

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Sources: public filings, regulatory data, news flow, and proprietary analyst signals. Read the methodology →

Frequently asked questions

What does Guaranty Bancshares, Inc. do?+
Guaranty Bancshares operates as the bank holding company for Guaranty Bank & Trust, providing commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individual...
What is Guaranty Bancshares, Inc.'s Cyborg Score?+
Guaranty Bancshares, Inc. has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Guaranty Bancshares, Inc.'s main competitors?+
Named competitors include Regional community banking, Regional community banking, Regional community banking. The full competitive landscape is in the AskCyborg report.
How can I get the full Guaranty Bancshares, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Guaranty Bancshares, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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