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First Interstate BancSystem, Inc.: Business Overview, Financials & Competitive Analysis

First Interstate BancSystem is a financial services holding company headquartered in Billings, Montana, and parent company of First Interstate Bank, a community bank delivering financial solutions across Colorado, Ida...

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What's in This Report
First Interstate BancSystem, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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6/ 10Solid

Cyborg Score thesis

Regional community bank with solid asset base, strong revenue growth, and attractive dividend yield (5.2%), but elevated...

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Industry Regional Community Banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 15, 2026
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First Interstate BancSystem, Inc. Overview

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First Interstate BancSystem is a financial services holding company headquartered in Billings, Montana, and parent company of First Interstate Bank, a community bank delivering financial solutions across Colorado, Idaho, Iowa, Montana, Nebraska, Missouri, Minnesota, North Dakota, Oregon, South Dakota, Washington, and Wyoming. The company provides banking products and services including real estate, consumer, and agricultural loans, along with trust and investment services.

Strategic Profile

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As of September 30, 2025, the bank held $27.3 billion in assets. Recent Q4 2025 results showed revenue up 19.8% year-over-year with net margin of 17.62%. The company has received mixed analyst sentiment with a consensus "Hold" rating from eight analysts (one sell, four hold, three buy ratings).

Competitive Landscape

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First Interstate competes in the regional community banking space across 12 western and midwest states. Primary competitors include other regional banks like Glacier Bancorp and First Financial Bankshares. The company differentiates through deep local market presence, agricultural lending expertise, and community-focused service model across rural and mid-sized markets.

Industry Context

First Interstate BancSystem, Inc. operates in Regional Community Banking.

Key facts

Founded: 1968 · Headquarters: Billings, Montana · Revenue: $205.1M (Q4 2025) · Market cap: $3.56B

What the analysts stress-tested

The top findings that survived the multi-agent debate for First Interstate BancSystem, Inc..

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

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Glacier BancorpRegional bank competitor in northwestern US marketsFirst Financial BanksharesRegional bank with southern and midwestern presenceF.N.B. CorporationRegional bank operator with multi-state footprint

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Industry context

First Interstate BancSystem, Inc. operates in Regional Community Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does First Interstate BancSystem, Inc. do?+
First Interstate BancSystem is a financial services holding company headquartered in Billings, Montana, and parent company of First Interstate Bank, a community bank delivering financial solutions across Colorado, Ida...
What is First Interstate BancSystem, Inc.'s Cyborg Score?+
First Interstate BancSystem, Inc. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are First Interstate BancSystem, Inc.'s main competitors?+
Named competitors include Glacier Bancorp, First Financial Bankshares, F.N.B. Corporation. The full competitive landscape is in the AskCyborg report.
How can I get the full First Interstate BancSystem, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the First Interstate BancSystem, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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