FNB remains well-placed to capitalize on Southeast U.S. growth with a full-service model that can offer big-bank products and small-bank customer service. Investments in technology, AI, and data analytics are driving automation and efficiency while supporting revenue-generating businesses through the eStore platform and digital innovation.
Cyborg Score Rationale
As of December 31, 2025, FNB has total assets of more than $50 billion. In 2025, revenue was $1.68 billion, an increase of 10.77%, with earnings of $565.39 million, an increase of 23.18%. Strong fundamentals, solid regional positioning, and strategic tech investments support growth trajectory.
Top Insights
Crossed $50 billion in total assets in 2025 with record revenue and earnings growth
Digital transformation through eStore platform and AI/data analytics driving operational efficiency
Strong Southeast U.S. geographic positioning across 8 states and D.C. with ~350 branches and 4,200 employees
Analyst consensus "Strong Buy" with improved capital position and stable deposit base
Named Competitors
Fulton Financial — Regional bank operating in Mid-Atlantic region
First Bancorp — Regional bank with presence in Southeast
Huntington Bancshares — Large regional bank competitor