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West Bancorporation, Inc.: Business Overview, Financials & Competitive Analysis

West Bancorporation, Inc. scores 7/10 on the AskCyborg Cyborg Score (Solid). Well-capitalized Midwest community bank with strong deposit franchise and improving capital metrics, but facing regional concentration and interest rate sensitivity risks. The bank demonstrates exceptional risk management and strong deposit growth, positioning it for future loan growth and better profitability. Trading at a reasonable valuation with stable low volatility.

What is West Bancorporation, Inc.'s industry? West Bancorporation, Inc. (westbank.com) operates in Regional Community Banking. AskCyborg classifies West Bancorporation, Inc. under Regional Community Banking in its company registry.

West Bancorporation is a financial holding company that owns West Bank, a business-focused community bank providing full-service community banking and trust services. The company serves individuals and small- to mediu...

7/ 10Solid

Cyborg Score thesis

Well-capitalized Midwest community bank with strong deposit franchise and improving capital metrics, but facing regional...

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Industry Regional Community Banking
2 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 19, 2026
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What's in This Report
West Bancorporation, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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West Bancorporation, Inc. Overview

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West Bancorporation is a financial holding company that owns West Bank, a business-focused community bank providing full-service community banking and trust services. The company serves individuals and small- to medium-sized businesses across the United States.

Strategic Profile

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The bank is expanding in Midwest urban centers with digital banking investments and branch efficiency gains, while conservative lending and high credit quality strengthen competitive positioning against larger banks. West Des Moines-based operations focus on Iowa and Minnesota markets with total assets of $4.1 billion and deposits of $3.5 billion as of 2025.

Competitive Landscape

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West Bancorporation competes against larger regional and national banks, as well as community banks in the Midwest. Conservative lending practices and high credit quality provide competitive differentiation against larger institutions. The bank's scale positions it as a niche player focused on SMB lending rather than competing directly with mega-cap regional banks.

Industry Context

West Bancorporation, Inc. operates in Regional Community Banking.

Key facts

Founded: 1984 · Headquarters: West Des Moines, Iowa, United States · Employees: 185 · Revenue: $0.1B · Market cap: $0.445B

What the AI analysts debated

AI-generated and not independently verified: selected findings from the multi-agent debate on West Bancorporation, Inc..

  • Total assets reached $4.1 billion (up 3.2%) and deposits rose to $3.5 billion (up 3.3%) in 2025, reflecting customer expansion
  • Commercial and commercial real estate lending dominates the portfolio with high CRE concentrations requiring heightened risk management
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Recent developments

Material events tracked by the AskCyborg corpus.

  • February 20262025 Annual Report filed showing $32.6 million net income and modest balance sheet growth
  • February 2026Quarterly dividend of $0.25 per share declared
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Regional Community BankingMid-sized regional bank competitors in community banking space→Midwest Regional BankingComparable regional banks serving Midwest markets→

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Industry context

West Bancorporation, Inc. operates in Regional Community Banking. See how the rest of the sector scores on the Cyborg framework.

Top companies in Regional & Community Banking by Cyborg Score

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Frequently asked questions

What does West Bancorporation, Inc. do?+
West Bancorporation is a financial holding company that owns West Bank, a business-focused community bank providing full-service community banking and trust services. The company serves individuals and small- to mediu...
What is West Bancorporation, Inc.'s Cyborg Score?+
West Bancorporation, Inc. has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are West Bancorporation, Inc.'s main competitors?+
Named competitors include Regional Community Banking, Midwest Regional Banking. The full competitive landscape is in the AskCyborg report.
How can I get the full West Bancorporation, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the West Bancorporation, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Regional Community Banking research

Companies in the same sector and named competitors, ranked by Cyborg Score.

8Orrstown Financial Services, Inc.7Bank First Corporation7Guaranty Bancshares, Inc.7Heritage Commerce Corp7Hope Bancorp, Inc.7Nicolet Bankshares, Inc.7Northrim BanCorp, Inc.7Old Second Bancorp, Inc.7Peoples Bancorp Inc.7QCR Holdings, Inc.Top companies in Regional & Community Banking by Cyborg Score