The company focuses on its position as a direct insurer as it attempts to expand the number of customers seeking coverage while aiming to gradually restructure low-margin portfolios. The company operates in three segments: UNIQA Austria, UNIQA International and Reinsurance.
Cyborg Score Rationale
UNIQA demonstrates solid fundamentals with revenue growth of 8.68% in 2024 and earnings growth of 14.85%, supported by a healthy dividend yield. However, the stock is trading at a significant premium valuation relative to book value, and GuruFocus flagged a severe warning sign, suggesting execution and market risks merit monitoring.
Top Insights
2024 revenue was €7.06 billion, an increase of 8.68% compared to the previous year
Earnings increased 14.85% in 2024
Market cap of €4.81 billion as of February 2026
Gross written premiums break down as non-life insurance (59.7%), life insurance (20.9%), and health insurance (19.4%)
Named Competitors
Vienna Insurance Group — Major Austrian diversified insurer
Allianz — Global diversified insurance group
AXA — International insurance and investment services
Recent Developments
(2024) Revenue growth of 8.68% and earnings growth of 14.85% reflecting operational improvements
(2026) Ongoing direct insurer strategy with portfolio restructuring in Central and Eastern Europe
(2026) Dividend yield of approximately 3.85% providing shareholder returns
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