Gulf General Cooperative Insurance Company — Cyborg Score 3/10
Challenged
Insurance - Diversified
Strategic Profile
Gulf General operates across multiple insurance segments including property, engineering, marine, and accident & liability, positioning itself as a comprehensive insurance provider. However, the company faces significant headwinds with declining market valuation and recent profitability challenges, suggesting competitive pressures within Saudi Arabia's insurance market.
Cyborg Score Rationale
The stock has declined 61.05% over the last year and the last quarter showed negative net income of -31.82M SAR. The all-time high was 80.50 SAR in October 2012, while recent lows reached 3.90 SAR in December 2025, indicating severe valuation erosion. The company does not pay dividends.
Top Insights
Current market capitalization is approximately 120.60M SAR, down significantly from historical levels
Consecutive quarters of substantial net losses (-31.82M and -29.08M SAR) indicate ongoing profitability challenges
Stock volatility at 5.53% with beta of 1.49 suggests higher systematic risk exposure
Diversified insurance portfolio across multiple risk categories may provide some market resilience despite current underperformance
Named Competitors
Cooperative Insurance — Major Saudi general insurer
General Insurance — Established cooperative insurer