Saudi National Bank: Business Overview, Financials & Competitive Analysis
Saudi National Bank scores 7/10 on the AskCyborg Cyborg Score (Strong). Leading Saudi bank with robust earnings growth, stable dividend policy, and strategic digital initiatives positions it well in a core MENA financial market. SNB demonstrates strong profitability growth (18% YoY in 2025), significant capital base (SAR 60 billion), and attractive dividend yield. Market cap of ~SAR 230 billion reflects.
What is Saudi National Bank's industry? Saudi National Bank (snb.com.sa) operates in Banking. AskCyborg classifies Saudi National Bank under Banking in its company registry.
Saudi National Bank provides banking and investment management services in the Kingdom of Saudi Arabia and internationally, offering current and commercial accounts, Shariah-compliant financing solutions, personal and...
Cyborg Score thesis
Leading Saudi bank with robust earnings growth, stable dividend policy, and strategic digital initiatives positions it well in a...
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Get Current Report FreeSaudi National Bank Overview
Pro stress-test →Saudi National Bank provides banking and investment management services in the Kingdom of Saudi Arabia and internationally, offering current and commercial accounts, Shariah-compliant financing solutions, personal and lease finance, residential finance, and corporate finance solutions. The bank recorded net profits of SAR 25.01 billion in 2025, an 18.02% annual increase from SAR 21.19 billion in 2024.
Strategic Profile
Pro stress-test →SNB partnered with Tarabut and Geidea (September 2025) to launch a point-of-sale lending solution for small and medium enterprises. The bank maintains strong dividend payments—the board recommended SAR 6.9 billion in cash dividends for H2 2025, equivalent to 11.50% of its SAR 60 billion capital (January 2026). SNB operates as a comprehensive financial services provider blending conventional banking with Islamic financing products.
Competitive Landscape
Pro stress-test →Saudi Arabia's banking sector is highly concentrated among state-backed and major private players. Key competitors include Al Rajhi Banking and Investment Corporation (1120.SR), Riyad Bank (1010.SR), Alinma Bank (1150.SR), Saudi Awwal Bank (1060.SR), and Banque Saudi Fransi (1050.SR). SNB competes on scale, profitability, and Shariah-compliant product offerings within one of MENA's largest and most regulated banking markets.
Industry Context
Saudi National Bank operates in Banking.
Key facts
Founded: 1950 · Headquarters: Riyadh, Saudi Arabia · Employees: 15,338 · Revenue: Not separately reported; net profit SAR 25.01 billion (2025) · Market cap: ~SAR 230 billion (as of June 2026)