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Alinma Bank: Business Overview, Financials & Competitive Analysis

Alinma Bank scores 7/10 on the AskCyborg Cyborg Score (Strong). Leading Shariah-compliant Saudi bank with double-digit revenue growth, strong profitability, and strategic alignment with Kingdom economic diversification. In 2024, Alinma Bank's revenue increased 17.37% to SAR 9.89 billion with earnings up 18.76% to SAR 5.51 billion. The bank demonstrates solid growth momentum, strong Islamic banking positioning, and stable dividend yields.

What is Alinma Bank's industry? Alinma Bank (alinma.com) operates in Banking & Financial Services. AskCyborg classifies Alinma Bank under Banking & Financial Services in its company registry.

Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia, operating through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage segments. The bank has steadily grown to...

7/ 10Strong

Cyborg Score thesis

Leading Shariah-compliant Saudi bank with double-digit revenue growth, strong profitability, and strategic alignment with Kingdom...

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Industry Banking & Financial Services
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 19, 2026
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What's in This Report
Alinma Bank OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Alinma Bank Overview

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Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia, operating through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage segments. The bank has steadily grown to be one of the largest banks in Saudi Arabia and a leading Shariah-compliant financial institution in the region.

Strategic Profile

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Alinma Bank seeks to become an integrated financial institution that fully complies with Shariah banking standards in all services and transactions. The bank is one of the top traded stocks in KSA by volume and value traded, with a significant market capitalization that is growing exponentially.

Competitive Landscape

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Alinma competes among Saudi Arabia's largest banks and leading Shariah-compliant financial institutions in the region. Primary competitors include other major Saudi banks and regional Islamic financial institutions offering similar retail, corporate, and investment banking services.

Industry Context

Alinma Bank operates in Banking & Financial Services.

Key facts

Founded: 2006 · Headquarters: Riyadh, Saudi Arabia · Employees: 2,658 · Revenue: SAR 9.89B · Market cap: SAR 73.15B

What the AI analysts debated

AI-generated and not independently verified: selected findings from the multi-agent debate on Alinma Bank.

  • 2024 revenue growth of 17.37% and net income growth of 18.76% demonstrate strong operational momentum
  • Bank established in 2006 with foundational support from Public Investment Fund (10%), Public Pension Agency (10%), and General Organization for Social Insurance (10%)
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Recent developments

Material events tracked by the AskCyborg corpus.

  • 2024: Revenue reached SAR 9.89 billion with earnings of SAR 5.51 billion, both exceeding prior year performance
  • Q3 2024: Net income growth continued with margin challenges noted in earnings calls
  • +1 moreTrack every material event for Alinma Bank as it happens. Explore monitoring →
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Named competitors

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Industry context

Alinma Bank operates in Banking & Financial Services. See how the rest of the sector scores on the Cyborg framework.

Top companies in Banking & Financial Services by Cyborg Score

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How AskCyborg research is made

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AI analyst debate, not single-author opinion

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Sources: public filings, regulatory data, and news flow, analysed by AI models. Read the methodology →

AI-generated research summary based on public sources; it may contain errors or omissions. Not investment advice. Not reviewed or endorsed by the companies covered. Report an error: legal@askcyborg.com · Terms of Service

Frequently asked questions

What does Alinma Bank do?+
Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia, operating through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage segments. The bank has steadily grown to...
What is Alinma Bank's Cyborg Score?+
Alinma Bank has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Alinma Bank's main competitors?+
Named competitors include Al Rajhi Bank, Saudi National Bank, Arab National Bank. The full competitive landscape is in the AskCyborg report.
How can I get the full Alinma Bank research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Alinma Bank research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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