✨ Free AI Report
Alinma Bank: Key Facts, Business Model & Financial Analysis Read the overview below or get the full interactive report with Cyborg Score, analyst debate audio & saved-company playlists — free, no credit card.
Get Free Report →
Home Company Research Alinma Bank
Company Research

Alinma Bank: Business Overview, Financials & Competitive Analysis

Alinma Bank scores 7/10 on the AskCyborg Cyborg Score (Strong). Leading Shariah-compliant Saudi bank with double-digit revenue growth, strong profitability, and strategic alignment with Kingdom economic diversification. In 2024, Alinma Bank's revenue increased 17.37% to SAR 9.89 billion with earnings up 18.76% to SAR 5.51 billion. The bank demonstrates solid growth momentum, strong Islamic banking positioning, and stable dividend yields.

What is Alinma Bank's industry? Alinma Bank (alinma.com) operates in Banking & Financial Services. AskCyborg classifies Alinma Bank under Banking & Financial Services in its company registry.

Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia, operating through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage segments. The bank has steadily grown to...

7/ 10Strong

Cyborg Score thesis

Leading Shariah-compliant Saudi bank with double-digit revenue growth, strong profitability, and strategic alignment with Kingdom...

Read the full analyst-debate transcript →
Industry Banking & Financial Services
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
AI-Verified Research
30+ Page Report

Get the Latest Alinma Bank Report

Up-to-date AI-powered research, analyst debate audio & saved-company playlists

Get Current Report Free
✓ No credit card required
or get it by email

Analyst-debate audio for Alinma Bank

AskCyborg analysts argue the bull and bear cases for Alinma Bank across 11 stress-tested dimensions. Listen on your commute -- faster than reading the 30-page report.

Play the free intro →
Free intro · Pro unlocks the full analyst debate
What's in This Report
Alinma Bank OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
Get Interactive Report Freeor start reading below

Alinma Bank Overview

Pro stress-test →

Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia, operating through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage segments. The bank has steadily grown to be one of the largest banks in Saudi Arabia and a leading Shariah-compliant financial institution in the region.

Strategic Profile

Pro stress-test →

Alinma Bank seeks to become an integrated financial institution that fully complies with Shariah banking standards in all services and transactions. The bank is one of the top traded stocks in KSA by volume and value traded, with a significant market capitalization that is growing exponentially.

Competitive Landscape

Pro stress-test →

Alinma competes among Saudi Arabia's largest banks and leading Shariah-compliant financial institutions in the region. Primary competitors include other major Saudi banks and regional Islamic financial institutions offering similar retail, corporate, and investment banking services.

Industry Context

Alinma Bank operates in Banking & Financial Services.

Key facts

Founded: 2006 · Headquarters: Riyadh, Saudi Arabia · Employees: 2,658 · Revenue: SAR 9.89B · Market cap: SAR 73.15B

What the analysts stress-tested

The top findings that survived the multi-agent debate for Alinma Bank.

  • 2024 revenue growth of 17.37% and net income growth of 18.76% demonstrate strong operational momentum
  • Bank established in 2006 with foundational support from Public Investment Fund (10%), Public Pension Agency (10%), and General Organization for Social Insurance (10%)
+2 more stress-tested counter-arguments unlock with Pro. Read the full analyst debate →

Recent developments

Material events tracked by the AskCyborg corpus.

  • 2024: Revenue reached SAR 9.89 billion with earnings of SAR 5.51 billion, both exceeding prior year performance
  • Q3 2024: Net income growth continued with margin challenges noted in earnings calls
  • +1 moreTrack every material event for Alinma Bank as it happens. Explore monitoring →
Get alerted when Alinma Bank has a new material development →

Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Al Rajhi BankSaudi Arabia's largest Islamic bank→Saudi National BankMajor Saudi banking services provider→Arab National BankDiversified Saudi banking services→

Compare Alinma Bank with another company

Pick any company in the AskCyborg corpus to see side-by-side Cyborg Scores and insights.

vs
Side-by-side opens in your AskCyborg account

Industry context

Alinma Bank operates in Banking & Financial Services. See how the rest of the sector scores on the Cyborg framework.

Top companies in Banking & Financial Services by Cyborg Score

Browse Banking & Financial Services research →
NEW · MCP server

Ask your AI assistant about Alinma Bank

Install the free AskCyborg MCP server in Claude, Cursor, Cline, Continue, or Windsurf and ask any of these in-line:

“Compare Alinma Bank and its top competitor on Cyborg Score”
“What did Alinma Bank do this quarter?”
“Is Alinma Bank a defensible business in 5 years?”
Install the MCP server (10 sec) →
Free, anonymous, no API key required

How AskCyborg builds confidence

⚔

Analyst debate, not single-author opinion

Every report is stress-tested by a panel of AI analysts arguing across 11 dimensions. The output is the part of the case that survived pushback.

📊

Recalibrated weekly

The Cyborg Score is recomputed weekly against fresh data. Recent material developments are continuously tracked and surfaced.

🔗

Methodology open at /methodology

The framework, dimensions, and band breakdowns are documented. The same company gets the same score from any analyst running the framework.

🔒

Free tier is free

No credit card to read the research. Pro adds saved-company audio playlists, monitoring, audio briefings on demand, and PDF export for $39/mo annual.

Sources: public filings, regulatory data, news flow, and proprietary analyst signals. Read the methodology →

Frequently asked questions

What does Alinma Bank do?+
Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia, operating through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage segments. The bank has steadily grown to...
What is Alinma Bank's Cyborg Score?+
Alinma Bank has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Alinma Bank's main competitors?+
Named competitors include Al Rajhi Bank, Saudi National Bank, Arab National Bank. The full competitive landscape is in the AskCyborg report.
How can I get the full Alinma Bank research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Alinma Bank research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

Track Alinma Bank over time

Pro members get saved-company audio playlists, Cyborg Score recalibrations, and monitoring for material events across the AskCyborg corpus.

See Pro features
From $39/mo annual

More Banking & Financial Services research

Companies in the same sector and named competitors, ranked by Cyborg Score.

9First Abu Dhabi Bank9JPMorgan Chase & Co.8Abu Dhabi Commercial Bank PJSC8Akbank T.A.S.8Bank Leumi le-Israel B.M.8BNP Paribas SA8CaixaBank, S.A.8DNB ASA8E.SUN Financial Holding Company, Ltd.8Intesa Sanpaolo S.p.A.7Arab National BankTop companies in Banking & Financial Services by Cyborg Score