Nayifat Finance Company: Business Overview, Financials & Competitive Analysis
Nayifat Finance Company scores 6/10 on the AskCyborg Cyborg Score (Solid). Nayifat Finance offers attractive valuations in Saudi Arabia's growing fintech/consumer finance sector with Shariah-compliant products, though faces competitive pressures in maturing consumer lending market. The company's Price-To-Earnings ratio (12x) is below the SA market (23x), suggesting relative valuation strength. However, 4081 underperformed the SA Consumer Finance industry which returned.
What is Nayifat Finance Company's industry? Nayifat Finance Company operates in Consumer Finance / Non-Banking Financial Services. AskCyborg classifies Nayifat Finance Company under Consumer Finance / Non-Banking Financial Services in its company registry.
Nayifat Finance Company provides personal financing solutions in the Kingdom of Saudi Arabia through Personal Financing, SME Financing, and Islamic Credit Cards segments. As a non-banking financial institution, it ser...
Cyborg Score thesis
Nayifat Finance offers attractive valuations in Saudi Arabia's growing fintech/consumer finance sector with Shariah-compliant...
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Get Current Report FreeNayifat Finance Company Overview
Pro stress-test →Nayifat Finance Company provides personal financing solutions in the Kingdom of Saudi Arabia through Personal Financing, SME Financing, and Islamic Credit Cards segments. As a non-banking financial institution, it serves individual consumers, small and medium enterprises with Shariah-compliant financing products.
Strategic Profile
Pro stress-test →The company is a non-banking financial institution focused on serving the financing needs of individuals, performing financing activities such as consumer finance, credit card finance, and SME finance across three reportable segments. Key income is generated from Personal financing.
Competitive Landscape
Pro stress-test →Nayifat operates in the Consumer Finance industry within Saudi Arabia's growing fintech market. The company competes with other non-banking financial institutions and traditional banks offering consumer financing in the Kingdom, differentiating through Shariah-compliant products and SME-focused services.
Industry Context
Nayifat Finance Company operates in Consumer Finance / Non-Banking Financial Services.
Key facts
Founded: 2009 · Headquarters: Riyadh, Saudi Arabia · Employees: 540 · Revenue: $83.7M · Market cap: $426M