Latitude Group Holdings Limited: Business Overview, Financials & Competitive Analysis
Latitude Group Holdings Limited scores 7/10 on the AskCyborg Cyborg Score (Strong). Well-positioned consumer finance operator with improving profitability, strong customer base, and strategic balance sheet management in a recovering rate environment. Latitude demonstrates solid financial performance with strong profit growth, improving operational efficiency (45.2% cost-to-income ratio), and a well-capitalized balance sheet. The company benefits from established market position and.
What is Latitude Group Holdings Limited's industry? Latitude Group Holdings Limited (latitudefinancial.com.au) operates in Consumer Finance / Financial Services / Credit Services. AskCyborg classifies Latitude Group Holdings Limited under Consumer Finance / Financial Services / Credit Services in its company registry.
Latitude Group Holdings is a consumer finance business in Australia and New Zealand with two million customers and a track record spanning more than 100 years. The company operates as a leading digital payments, insta...
Cyborg Score thesis
Well-positioned consumer finance operator with improving profitability, strong customer base, and strategic balance sheet...
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Get Current Report FreeLatitude Group Holdings Limited Overview
Pro stress-test →Latitude Group Holdings is a consumer finance business in Australia and New Zealand with two million customers and a track record spanning more than 100 years. The company operates as a leading digital payments, instalments and lending platform with around 2.8 million customer accounts and roughly 2,000 merchant partners across Australia and New Zealand.
Strategic Profile
Pro stress-test →The company operates through Australian and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money) segments, providing lending products such as latitude loans, personal loans, motor loans, and credit cards. Strong operational momentum with 40% growth in Cash Profit Before Tax and 69% growth in Cash NPAT year-on-year, supported by improved cost discipline and balance sheet strength.
Competitive Landscape
Pro stress-test →Latitude competes in the Australian/New Zealand consumer finance market alongside traditional banks, non-bank lenders, and fintech platforms. Key competitors include Afterpay, specialist mortgage lenders, and major banks' consumer finance divisions. Latitude's advantages include its digital-first platform, extensive merchant network, and established brand heritage spanning over 100 years.
Industry Context
Latitude Group Holdings Limited operates in Consumer Finance / Financial Services / Credit Services.
Key facts
Founded: 2015 · Headquarters: Melbourne, Australia · Employees: 742 · Revenue: N/A · Market cap: $1.14B