First Commonwealth Financial Corporation — Cyborg Score 6/10
Solid
Regional Banking & Financial Services
Strategic Profile
First Commonwealth provides a full range of commercial banking, consumer banking, mortgage, equipment finance, wealth management and insurance products and services through its subsidiaries. It is the fifth-largest bank in the Pittsburgh metropolitan area. The company focuses on regional community banking with a diversified service portfolio across Pennsylvania and Ohio markets.
Cyborg Score Rationale
In 2024, FCF's revenue was $448.50 million with earnings of $142.57 million. According to analysts, the average rating is "Buy" with a 12-month stock price target of $19.5, representing 14.37% upside. The bank demonstrates stable operations but operates in a competitive regional market.
Top Insights
First Commonwealth reported Q2 2025 financial results with ongoing operational performance.
The Board authorized a $25.0 million share repurchase program in December 2025.
Joseph V. DiVito Jr. was appointed to the Board of Directors in November 2025.
The company earns the majority of its revenue through net interest income.
Named Competitors
Regional Banking Services — Largest bank in Pittsburgh metro area
Regional Banking Services — Second-largest competitor in region
Regional Banking Services — Regional competitor with similar market focus
Regional Banking Services — Mid-sized regional bank competitor
Recent Developments
(December 2025) Board authorized $25.0 million share repurchase program
(November 2025) Joseph V. DiVito Jr. appointed to Board of Directors
(October 2025) Q3 2025 earnings announcement and conference call
(May 2025) Completed acquisition of regional banking assets
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