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Valley National Bancorp: Business Overview, Financials & Competitive Analysis

Valley National Bancorp scores 8/10 on the AskCyborg Cyborg Score (Strong). Valley National is a well-positioned regional bank with strong fundamentals, analyst support, and strategic initiatives in high-growth verticals approaching attractive valuation. According to 13 analysts, the average rating for VLY stock is "Strong Buy." Strong revenue and earnings growth combined with strategic initiatives in specialized lending and partner banking.

What is Valley National Bancorp's industry? Valley National Bancorp (valley.com) operates in Regional Banking & Financial Services. AskCyborg classifies Valley National Bancorp under Regional Banking & Financial Services in its company registry.

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. Founded in 1927...

8/ 10Strong

Cyborg Score thesis

Valley National is a well-positioned regional bank with strong fundamentals, analyst support, and strategic initiatives in...

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Industry Regional Banking & Financial Services
4 named competitors
4 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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What's in This Report
Valley National Bancorp OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Valley National Bancorp Overview

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Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. Founded in 1927 and headquartered in Morristown, New Jersey, the bank is approaching its centennial with strong momentum, having demonstrated significant financial growth.

Strategic Profile

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In 2025, Valley National Bancorp's revenue was $1.84 billion (up 21.48% year-over-year) with earnings of $569 million (up 58.54%). The bank is leveraging growing core deposits, digitalization, and operational efficiency to drive growth, while strategic market expansion and investment in specialized verticals are diversifying revenue streams and enhancing asset quality.

Competitive Landscape

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Valley National operates through Consumer Banking, Commercial Banking, and Treasury and Corporate segments within the competitive U.S. regional banking market. The bank competes with other mid-sized regional banks and larger money centers through specialized lending, wealth management, and community banking services while emphasizing relationship-driven banking and financial inclusion.

Industry Context

Valley National Bancorp operates in Regional Banking & Financial Services.

Key facts

Founded: 1927 · Headquarters: Morristown, New Jersey · Employees: N/A · Revenue: $1.84B · Market cap: N/A

What the analysts stress-tested

The top findings that survived the multi-agent debate for Valley National Bancorp.

  • Revenue growth of 21.48% and earnings growth of 58.54% in 2025 substantially exceed typical regional bank performance
  • Partnership with Infinant on embedded finance and partner banking platforms positions Valley to capture fintech-enabled payment and lending opportunities
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Recent developments

Material events tracked by the AskCyborg corpus.

  • January 2026Q4 2025 net income of $195.4 million ($0.33 diluted), continuing strong earnings trajectory
  • February 2026Launch of "That's How" national brand campaign with extensive media takeover of Secaucus Junction
  • +2 moreTrack every material event for Valley National Bancorp as it happens. Explore monitoring →
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

M&T BankMid-size regional bank with Northeast and mid-Atlantic focus→Customers BancorpPennsylvania-based regional bank with commercial focus→Huntington BancsharesMidwest-focused regional bank with consumer and commercial services→JPMorgan ChaseLarge money center bank with diverse financial services→

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Industry context

Valley National Bancorp operates in Regional Banking & Financial Services. See how the rest of the sector scores on the Cyborg framework.

Top companies in Regional Banking & Financial Services by Cyborg Score

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Frequently asked questions

What does Valley National Bancorp do?+
Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. Founded in 1927...
What is Valley National Bancorp's Cyborg Score?+
Valley National Bancorp has a Cyborg Score of 8/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Valley National Bancorp's main competitors?+
Named competitors include M&T Bank, Customers Bancorp, Huntington Bancshares, JPMorgan Chase. The full competitive landscape is in the AskCyborg report.
How can I get the full Valley National Bancorp research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Valley National Bancorp research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Regional Banking & Financial Services research

Companies in the same sector and named competitors, ranked by Cyborg Score.

8Pinnacle Financial Partners, Inc.7ACNB Corporation7Associated Banc-Corp7Bank7 Corp.7BOK Financial Corporation7Cullen/Frost Bankers, Inc.7First Citizens BancShares, Inc.7First Financial Bankshares, Inc.7First Horizon National7First National of Nebraska, Inc.Top companies in Regional Banking & Financial Services by Cyborg Score