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Zions Bancorporation, National Association: Business Overview, Financials & Competitive Analysis

Zions Bancorporation is one of the nation's premier financial services companies with approximately $89 billion of total assets and annual net revenue of $3.4 billion as of 2025. The company comprises a collection of ...

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What's in This Report
Zions Bancorporation, National Association OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Solid

Cyborg Score thesis

Quality regional bank with superior operational leverage and C&I lending advantage positioned for margin expansion in...

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Industry Regional Banking & Financial Services
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 15, 2026
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Zions Bancorporation, National Association Overview

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Zions Bancorporation is one of the nation's premier financial services companies with approximately $89 billion of total assets and annual net revenue of $3.4 billion as of 2025. The company comprises a collection of locally led and community-focused banks serving businesses, households and local governments in some of the best growth markets in the nation.

Strategic Profile

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Zions stands out for its focus on commercial and industrial (C&I) lending and fee diversification which yield superior margins even as loan demand remains cautious. The company's guidance for moderately increasing Net Interest Income (NII) in 2026 has set a high bar for other regional banks. Zions operates under local management teams and distinct brands in 11 western states.

Competitive Landscape

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Zions is a consistent recipient of national and state-wide customer survey awards in small- and middle-market banking and a leader in public finance advisory services and SBA lending. The company competes with regional and community banks in western states, differentiated by its locally-branded multi-bank structure and C&I lending expertise. Key competitors include Truist Financial, Huntington Bancshares, and Fifth Third Bancorp.

Industry Context

Zions Bancorporation, National Association operates in Regional Banking & Financial Services.

Key facts

Founded: 1873 · Headquarters: Salt Lake City, Utah · Revenue: $3.4B

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The top findings that survived the multi-agent debate for Zions Bancorporation, National Association.

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Truist FinancialLarge regional bank with $10B buyback programHuntington BancsharesMidwestern regional bank competitorFifth Third BancorpMidwest-focused regional bank competitor

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Industry context

Zions Bancorporation, National Association operates in Regional Banking & Financial Services. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Zions Bancorporation, National Association do?+
Zions Bancorporation is one of the nation's premier financial services companies with approximately $89 billion of total assets and annual net revenue of $3.4 billion as of 2025. The company comprises a collection of ...
What is Zions Bancorporation, National Association's Cyborg Score?+
Zions Bancorporation, National Association has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Zions Bancorporation, National Association's main competitors?+
Named competitors include Truist Financial, Huntington Bancshares, Fifth Third Bancorp. The full competitive landscape is in the AskCyborg report.
How can I get the full Zions Bancorporation, National Association research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Zions Bancorporation, National Association research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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