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Provident Financial Services, Inc.: Business Overview, Financials & Competitive Analysis

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The Bank op...

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What's in This Report
Provident Financial Services, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Solid

Cyborg Score thesis

Regional bank with strong earnings surprises, digital transformation initiatives, and strategic M&A positioning solid growth...

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Industry Regional Banking & Financial Services
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 22, 2026
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Provident Financial Services, Inc. Overview

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Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The Bank operates full-service branch offices throughout New Jersey, Bucks, Lehigh and Northampton counties in Pennsylvania, as well as Orange, Queens and Nassau Counties in New York.

Strategic Profile

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The company offers deposit products including savings, checking, and certificate of deposit accounts, along with a comprehensive loan portfolio spanning commercial real estate, commercial business, residential mortgage, and consumer loans. Provident provides cash management, online and mobile banking services, and wealth management services including investment management and trust administration.

Competitive Landscape

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Provident Financial Services is covered by 6 analysts. Primary competitors include regional and community banks in the Northeast, including players in New Jersey, Pennsylvania, and New York markets. The company competes on digital capabilities, deposit gathering, and relationship-based lending.

Industry Context

Provident Financial Services, Inc. operates in Regional Banking & Financial Services.

Key facts

Headquarters: Iselin, New Jersey · Revenue: $225.72M (Q4 2025)

What the analysts stress-tested

The top findings that survived the multi-agent debate for Provident Financial Services, Inc..

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

OceanFirst Financial CorpRegional bank competitor in NortheastConnectOne BancorpRegional bank competitor in NortheastPeoples BancorpRegional bank competitor

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Industry context

Provident Financial Services, Inc. operates in Regional Banking & Financial Services. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Provident Financial Services, Inc. do?+
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The Bank op...
What is Provident Financial Services, Inc.'s Cyborg Score?+
Provident Financial Services, Inc. has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Provident Financial Services, Inc.'s main competitors?+
Named competitors include OceanFirst Financial Corp, ConnectOne Bancorp, Peoples Bancorp. The full competitive landscape is in the AskCyborg report.
How can I get the full Provident Financial Services, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Provident Financial Services, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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