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PCB Bancorp: Business Overview, Financials & Competitive Analysis

PCB Bancorp is a NASDAQ-listed bank holding company headquartered in Los Angeles, California, serving as the parent company of PCB Bank. The company provides commercial and retail banking services to small and middle-...

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What's in This Report
PCB Bancorp OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Solid

Cyborg Score thesis

Stable regional bank offering attractive dividend yield with improving earnings, suitable for conservative income-seeking...

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Industry Regional Banking & Financial Services
2 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 15, 2026
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PCB Bancorp Overview

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PCB Bancorp is a NASDAQ-listed bank holding company headquartered in Los Angeles, California, serving as the parent company of PCB Bank. The company provides commercial and retail banking services to small and middle-market businesses and individuals, with geographic focus on Southern California, New York, New Jersey, Texas, and Washington.

Strategic Profile

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PCB Bancorp positions itself as a community-focused lender with established presence across multiple states. The bank maintains a strong dividend profile (3.68% yield) with 7 consecutive years of dividend increases, reflecting commitment to shareholder returns. Low volatility (beta 0.58) and attractive valuation (P/E 9.06) support appeal to income-focused investors seeking stability in the banking sector.

Competitive Landscape

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PCB Bancorp competes in the regional banking segment against larger players like BOK Financial and community banks focused on underserved demographics. The company's niche targeting of small-to-mid-market businesses and Korean-American communities in Southern California provides differentiation. However, larger rivals offer greater scale and broader product suites.

Industry Context

PCB Bancorp operates in Regional Banking & Financial Services.

Key facts

Founded: 2003 · Headquarters: Los Angeles, California · Revenue: Approximately $114.5M (annualized based on Q1 guidance) · Market cap: $311M

What the analysts stress-tested

The top findings that survived the multi-agent debate for PCB Bancorp.

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

BOK FinancialRegional bank with significantly larger revenue, earnings and national footprintCommunity Banks (Regional)Various state-chartered banks competing for small-to-mid-market lending and deposits

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Industry context

PCB Bancorp operates in Regional Banking & Financial Services. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does PCB Bancorp do?+
PCB Bancorp is a NASDAQ-listed bank holding company headquartered in Los Angeles, California, serving as the parent company of PCB Bank. The company provides commercial and retail banking services to small and middle-...
What is PCB Bancorp's Cyborg Score?+
PCB Bancorp has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are PCB Bancorp's main competitors?+
Named competitors include BOK Financial, Community Banks (Regional). The full competitive landscape is in the AskCyborg report.
How can I get the full PCB Bancorp research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the PCB Bancorp research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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