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Middlefield Banc Corp.: Business Overview, Financials & Competitive Analysis

Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business own...

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Middlefield Banc Corp. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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4/ 10Mixed

Cyborg Score thesis

Legacy independent regional bank acquired by larger peer, ending standalone operations....

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Industry Regional Banking / Community Banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 15, 2026
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Middlefield Banc Corp. Overview

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Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. However, the company has undergone a significant transformation as of March 2, 2026.

Strategic Profile

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Middlefield Banc Corp. completed a merger with Farmers National Banc Corp., with Middlefield Bank being merged into Farmers National Bank. The merger creates a $7.4B-asset lender with 83 branches across Ohio and Pennsylvania and $4.7B in wealth assets.

Competitive Landscape

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Regional competitors include Potomac Bancshares Inc., Katahdin Bankshares Corp., FVCBankcorp Inc., and other community and mid-sized regional banks. Middlefield operated as a smaller regional player before consolidation into the larger Farmers National Banc platform.

Industry Context

Middlefield Banc Corp. operates in Regional Banking / Community Banking.

Key facts

Founded: 1901 · Headquarters: Middlefield, Ohio

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The top findings that survived the multi-agent debate for Middlefield Banc Corp..

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

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Community BankingAcquiring institution; $7.4B asset regional bank→Regional BankingComparable mid-sized regional bank competitor→Community BankingRegional community banking peer→

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Industry context

Middlefield Banc Corp. operates in Regional Banking / Community Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Middlefield Banc Corp. do?+
Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business own...
What is Middlefield Banc Corp.'s Cyborg Score?+
Middlefield Banc Corp. has a Cyborg Score of 4/10 (Mixed). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Middlefield Banc Corp.'s main competitors?+
Named competitors include Community Banking, Regional Banking, Community Banking. The full competitive landscape is in the AskCyborg report.
How can I get the full Middlefield Banc Corp. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Middlefield Banc Corp. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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