MetroCity Bankshares, Inc. Overview
Pro stress-test →MetroCity Bankshares is a regional bank holding company that operates Metro City Bank, a Georgia state-chartered commercial bank with over 30 full-service branches across eight states. The company provides comprehensive banking services including consumer and commercial deposits, consumer and commercial loans, residential mortgages, and digital banking solutions to individuals and businesses across the Southeast and beyond.
Strategic Profile
Pro stress-test →MetroCity positions itself as a multi-state regional bank targeting both retail and commercial customers with a footprint spanning Alabama, California, Florida, Georgia, New Jersey, New York, Texas, and Virginia. The company recently completed an acquisition of First IC Corporation in December 2025, representing a strategic expansion of its market presence and asset base in the competitive regional banking landscape.
Competitive Landscape
Pro stress-test →MetroCity competes in the regional banking sector against other mid-sized community and regional banks. Key competitors include Princeton Bancorp, The Southern Banc Company, US Metro Bancorp, and other regional/community banks operating in similar geographies. MetroCity's competitive advantage lies in its multi-state branch network and digital banking capabilities, though it remains smaller than larger regional and national banking institutions.
Industry Context
MetroCity Bankshares, Inc. operates in Regional Banking / Community Banking.
Key facts
Founded: 2014 · Headquarters: Doraville, Georgia · Revenue: $43.7M · Market cap: $832M