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First Northern Community Bancorp: Business Overview, Financials & Competitive Analysis

First Northern Community Bancorp is the holding company for First Northern Bank, with Q1 2026 net income of $5.9 million ($0.36 per diluted share), up 60.9% compared to Q1 2025. As of March 31, 2026, the company had t...

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What's in This Report
First Northern Community Bancorp OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Strong

Cyborg Score thesis

Well-capitalized community bank with strong profitability growth and recent market upgrade, positioned for enhanced investor...

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Industry Community banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 22, 2026
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First Northern Community Bancorp Overview

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First Northern Community Bancorp is the holding company for First Northern Bank, with Q1 2026 net income of $5.9 million ($0.36 per diluted share), up 60.9% compared to Q1 2025. As of March 31, 2026, the company had total assets of $1.92 billion and net loans of $1.06 billion. The company operates as a community bank focused on disciplined growth and shareholder returns.

Strategic Profile

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First Northern Community Bancorp began trading on Nasdaq on April 24, 2026, reflecting the bank's organizational strength and disciplined growth strategy, with the uplisting expected to boost visibility, broaden its investor base and support long-term strategic objectives. The company announced a stock repurchase program effective May 1, 2026 through April 30, 2028, authorizing repurchases of up to 6% of shares (984,579 shares), equal to about $15.6 million.

Competitive Landscape

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First Northern competes with regional and community banks in Northern California and other smaller financial institutions. Primary competitors include locally-based community banks and regional mid-sized banks offering similar deposit, lending, and wealth management services. The company's recent Nasdaq uplisting enhances competitive positioning by improving market visibility compared to smaller OTCQX-traded regional banks.

Industry Context

First Northern Community Bancorp operates in Community banking.

Key facts

Founded: 1991 · Headquarters: Dixon, California, US · Employees: N/A · Revenue: N/A · Market cap: $285M

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The top findings that survived the multi-agent debate for First Northern Community Bancorp.

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

SVB Financial Group successor entitiesRegional bank consolidation competitorsWestern Alliance BancorporationRegional bank networkBanner CorporationRegional community bank holding company

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Industry context

First Northern Community Bancorp operates in Community banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does First Northern Community Bancorp do?+
First Northern Community Bancorp is the holding company for First Northern Bank, with Q1 2026 net income of $5.9 million ($0.36 per diluted share), up 60.9% compared to Q1 2025. As of March 31, 2026, the company had t...
What is First Northern Community Bancorp's Cyborg Score?+
First Northern Community Bancorp has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are First Northern Community Bancorp's main competitors?+
Named competitors include SVB Financial Group successor entities, Western Alliance Bancorporation, Banner Corporation. The full competitive landscape is in the AskCyborg report.
How can I get the full First Northern Community Bancorp research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the First Northern Community Bancorp research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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