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First Mid Bancshares, Inc.: Business Overview, Financials & Competitive Analysis

First Mid Bancshares is a $7.8 billion community-focused organization providing financial services including banking, insurance, wealth management, brokerage, and ag services through a network of locations in Illinois...

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What's in This Report
First Mid Bancshares, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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6/ 10Solid

Cyborg Score thesis

Community-focused regional bank with diversified financial services and agricultural banking niche—solid but limited growth...

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Industry Regional Banking & Financial Services
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 15, 2026
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First Mid Bancshares, Inc. Overview

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First Mid Bancshares is a $7.8 billion community-focused organization providing financial services including banking, insurance, wealth management, brokerage, and ag services through a network of locations in Illinois, Missouri, Texas, and Wisconsin. The company has served its customers and communities since 1865, positioning itself as a diversified financial services provider deeply rooted in rural and community banking.

Strategic Profile

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First Mid operates as a financial holding company providing community banking products and services to commercial, retail, and agricultural customers, accepting various deposit products including demand deposits, savings accounts, money market deposits, and time deposits. The company's integrated model—combining banking, insurance, wealth management, and agricultural services—provides cross-selling opportunities and broad market reach across its Midwest footprint.

Competitive Landscape

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First Mid operates in a competitive regional banking market dominated by larger national players (JPMorgan, Wells Fargo, Bank of America) and other regional banks. Within its peer group, First Mid differentiates through agricultural lending expertise, integrated insurance offerings, and community banking focus. Key regional competitors include MidWestOne Financial, Midland States Bancorp, and other Midwest-focused community banks.

Industry Context

First Mid Bancshares, Inc. operates in Regional Banking & Financial Services.

Key facts

Founded: 1865 · Headquarters: Mattoon, Illinois · Employees: N/A · Revenue: N/A · Market cap: $920M

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The top findings that survived the multi-agent debate for First Mid Bancshares, Inc..

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

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Regional BankingNational megabank with community banking divisionsRegional BankingMidwest regional bank peerAgricultural LendingSpecialized agricultural lending provider

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Industry context

First Mid Bancshares, Inc. operates in Regional Banking & Financial Services. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does First Mid Bancshares, Inc. do?+
First Mid Bancshares is a $7.8 billion community-focused organization providing financial services including banking, insurance, wealth management, brokerage, and ag services through a network of locations in Illinois...
What is First Mid Bancshares, Inc.'s Cyborg Score?+
First Mid Bancshares, Inc. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are First Mid Bancshares, Inc.'s main competitors?+
Named competitors include Regional Banking, Regional Banking, Agricultural Lending. The full competitive landscape is in the AskCyborg report.
How can I get the full First Mid Bancshares, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
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The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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