FirstCash Holdings, Inc. Overview
Pro stress-test →FirstCash Holdings, Inc. is the leading international operator of more than 3,300 retail pawn stores. The company serves cash and credit-constrained consumers, providing both pawn lending and merchandise retail services globally.
Strategic Profile
Pro stress-test →FirstCash operates through three segments: U.S. Pawn, Latin America Pawn, and Retail POS Payment Solutions segments. The company marked its first fiscal quarter in history in which consolidated revenues exceeded $1 billion, demonstrating strong operational leverage and market expansion success across multiple geographies including the recently acquired H&T U.K. portfolio.
Competitive Landscape
Pro stress-test →FirstCash operates retail pawn stores in the United States, Mexico, and rest of Latin America. The company competes with regional and national pawn operators (such as EZCORP), as well as alternative financial services providers in the consumer lending space. FirstCash's scale of 3,300+ stores and geographic diversification across North America and U.K. provide competitive advantages in market coverage and brand recognition.
Industry Context
FirstCash Holdings, Inc. operates in Specialty Finance & Pawn Services.
Key facts
Founded: 1988 · Headquarters: Fort Worth, Texas, US · Revenue: $3.66B · Market cap: $8.02B