Capital City Bank Group, Inc. Overview
Pro stress-test →Capital City Bank Group is a regional financial holding company with $4.4 billion in assets headquartered in Tallahassee, Florida. The company operates Capital City Bank, founded in 1895, through 62 banking offices across Florida, Georgia, and Alabama, providing comprehensive consumer and commercial banking, mortgage, and wealth management services.
Strategic Profile
Pro stress-test →As the third-largest financial services holding company in Florida, CCBG focuses on community banking with $3.2 billion in wealth assets under management. The company maintains a conservative balance sheet with strong liquidity metrics and has recently increased its dividend, signaling confidence in earnings stability despite mixed analyst sentiment.
Competitive Landscape
Pro stress-test →CCBG competes with larger regional and national banks including Bank of America, Wells Fargo, and regional competitors across its three-state footprint. The company differentiates through community banking focus, long-established relationships, and personalized wealth management services, though it lacks the scale and capital resources of major competitors.
Industry Context
Capital City Bank Group, Inc. operates in Regional Banking & Financial Services.
Key facts
Founded: 1895 · Headquarters: Tallahassee, Florida · Revenue: $63.46M · Market cap: $731.45M