Cadence Bancorp: Business Overview, Financials & Competitive Analysis
Cadence Bank provides commercial banking and financial services in the United States through Corporate Banking, Community Banking, Mortgage, and Banking Services segments. Founded in 1876 and headquartered in Tupelo, ...
Cyborg Score thesis
Regional bank with growth potential but facing margin pressure and sector headwinds requiring operational efficiency...
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Get Current Report FreeCadence Bancorp Overview
Pro stress-test →Cadence Bank provides commercial banking and financial services in the United States through Corporate Banking, Community Banking, Mortgage, and Banking Services segments. Founded in 1876 and headquartered in Tupelo, Mississippi, the company is a regional banking player with significant market presence.
Strategic Profile
Pro stress-test →In 2025, Cadence Bank's revenue was $1.86 billion, an increase of 8.00% compared to the previous year, demonstrating solid organic growth. The company faces headwinds common to regional banks, with net interest income coming in below expectations and an efficiency ratio worse than anticipated, indicating higher-than-expected operating costs.
Competitive Landscape
Pro stress-test →The regional banking sector is under pressure from elevated interest rates and declining commercial real estate values. Cadence competes with other mid-sized regional banks including Zions, Western Alliance, and others experiencing similar margin compression and credit challenges. The pending Huntington acquisition reflects industry consolidation trends.
Industry Context
Cadence Bancorp operates in Regional Banking / Commercial Banking.
Key facts
Founded: 1876 · Headquarters: Tupelo, Mississippi · Employees: 1,808 · Revenue: $1.86B · Market cap: $7.84B