In 2025, Cadence Bank's revenue was $1.86 billion, an increase of 8.00% compared to the previous year, demonstrating solid organic growth. The company faces headwinds common to regional banks, with net interest income coming in below expectations and an efficiency ratio worse than anticipated, indicating higher-than-expected operating costs.
Cyborg Score Rationale
Cadence shows solid fundamentals with revenue growth and positive earnings, but faces operational challenges with elevated costs and margin compression typical of regional banking in the current environment. Recent Q4 2025 results showed headline beats but underlying weakness in core metrics.
Top Insights
Revenue grew 8% YoY to $1.86B in 2025 despite sector headwinds from elevated interest rates and commercial real estate pressures
Q4 2025 earnings beat expectations but underlying metrics disappointed, with lower net interest income and higher-than-expected operating costs
Stock has gained 4.5% since beginning of 2026 and trades near 52-week highs despite recent weakness
Subject to typical regional bank sector risks including credit quality concerns and declining CRE values
Named Competitors
Zions Bancorp — Regional bank competitor facing similar pressures
Western Alliance Bancorp — Regional bank competitor with similar challenges
Huntington Bancshares — Acquirer in pending $7.4B deal with Cadence
Recent Developments
(January 2026) Announced $7.4 billion acquisition by Huntington Bancshares, marking significant consolidation activity
(January 2026) Q4 2025 earnings showed mixed results with headline beats but operational metric misses
(December 2025) Board declared quarterly dividend of $0.34375 per share of Series A Preferred Stock
Open the full interactive Cadence Bancorp report
Strategic research, analyst-debate audio, full Cyborg Score breakdown across 11 dimensions, and saved-company audio playlists.