Bank First Corporation Overview
Pro stress-test →Bank First Corporation operates as a holding company for Bank First, N.A. The Bank operates at approximately 38 branch locations across Wisconsin and the Stateline area of Illinois, serving individuals, businesses, and communities throughout the region. The company offers comprehensive loan products including real estate, commercial and industrial, and consumer loans, along with credit cards, insurance, treasury management, and online banking services.
Strategic Profile
Pro stress-test →Bank First has received a consensus "Buy" rating from brokerages, with analyst recommendations split between hold, buy, and strong buy. The acquisition of Centre 1 Bancorp nearly doubles its size, expands its footprint, and adds wealth-management and insurance capabilities for diversification. The company demonstrates solid profitability with strong recent earnings performance in a competitive regional banking landscape.
Competitive Landscape
Pro stress-test →Bank First operates 38 branches across Wisconsin and the Stateline area of Illinois, competing as a regional community bank. The company competes against larger national banks and other regional institutions with a focus on personalized service and local market knowledge. Recent acquisition of Centre 1 Bancorp strengthens competitive positioning through increased scale and enhanced service offerings including wealth management and insurance.
Industry Context
Bank First Corporation operates in Regional Community Banking.
Key facts
Founded: 1894 · Headquarters: Manitowoc, Wisconsin · Revenue: $49.68M (Q4 2025) · Market cap: $1.33B