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American Integrity Insurance Group, Inc.: Business Overview, Financials & Competitive Analysis

American Integrity Insurance Group (NYSE: AII) is a Tampa-based property and casualty insurance holding company and one of Florida's leading providers of residential property insurance. The company specializes in deli...

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What's in This Report
American Integrity Insurance Group, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Strong

Cyborg Score thesis

Well-positioned regional property insurer with strong underwriting discipline, attractive returns, and expanding market reach,...

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Industry Homeowners Insurance
4 named competitors
1 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 12, 2026
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American Integrity Insurance Group, Inc. Overview

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American Integrity Insurance Group (NYSE: AII) is a Tampa-based property and casualty insurance holding company and one of Florida's leading providers of residential property insurance. The company specializes in delivering innovative residential coverage across the Southeast, with recent expansion into luxury home markets insuring properties up to $15 million in total insured value. AII went public in May 2025 and has demonstrated strong financial momentum with significant earnings beats and analyst upgrades.

Strategic Profile

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American Integrity competes on its deep regional expertise in the Southeast insurance market and specialized focus on homeowner coverage. The company has achieved competitive advantage through disciplined underwriting, robust reinsurance programs, and strategic market positioning in high-value demographic segments, enabling attractive returns on equity (26.74% as of Q3 2026) and strong profitability margins.

Competitive Landscape

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American Integrity operates in the residential property insurance market dominated by national carriers and regional specialists. Primary competitors include major national insurers and regional Florida-focused carriers that compete on price, coverage innovation, and customer service. AII differentiates through focused Southeast regional expertise, luxury home market expansion, and underwriting discipline that generates above-peer returns and profitability.

Industry Context

American Integrity Insurance Group, Inc. operates in Homeowners Insurance.

Key facts

Founded: 2025 · Headquarters: Tampa, Florida, US · Employees: 313 · Revenue: $374.91M (FY 2026 estimated) · Market cap: $513.25M

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

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State FarmMajor national homeowners insurance provider→AllstateNational property and casualty insurer with residential focus→Universal Insurance HoldingsRegional Florida-based homeowners insurance provider→Heritage Insurance HoldingsRegional property insurance provider serving Florida and other southeastern states→

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Industry context

American Integrity Insurance Group, Inc. operates in Homeowners Insurance. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does American Integrity Insurance Group, Inc. do?+
American Integrity Insurance Group (NYSE: AII) is a Tampa-based property and casualty insurance holding company and one of Florida's leading providers of residential property insurance. The company specializes in deli...
What is American Integrity Insurance Group, Inc.'s Cyborg Score?+
American Integrity Insurance Group, Inc. has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are American Integrity Insurance Group, Inc.'s main competitors?+
Named competitors include State Farm, Allstate, Universal Insurance Holdings, Heritage Insurance Holdings. The full competitive landscape is in the AskCyborg report.
How can I get the full American Integrity Insurance Group, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the American Integrity Insurance Group, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Homeowners Insurance research

Companies in the same sector and named competitors, ranked by Cyborg Score.

8The Allstate Corporation