American Integrity Insurance Group, Inc.: Business Overview, Financials & Competitive Analysis
American Integrity Insurance Group, Inc. scores 7/10 on the AskCyborg Cyborg Score (Strong). Well-positioned regional property insurer with strong underwriting discipline, attractive returns, and expanding market reach, trading near analyst targets amid positive momentum. AII demonstrates strong operational execution with consistent earnings beats, a recent 52-week high stock price (October 2026), analyst consensus upgrades, and solid net margins exceeding 26%.
What is American Integrity Insurance Group, Inc.'s industry? American Integrity Insurance Group, Inc. (aii.com) operates in Homeowners Insurance. AskCyborg classifies American Integrity Insurance Group, Inc. under Homeowners Insurance in its company registry.
American Integrity Insurance Group (NYSE: AII) is a Tampa-based property and casualty insurance holding company and one of Florida's leading providers of residential property insurance. The company specializes in deli...
Cyborg Score thesis
Well-positioned regional property insurer with strong underwriting discipline, attractive returns, and expanding market reach,...
Read the full analyst-debate transcript →Get the Latest American Integrity Insurance Group, Inc. Report
Up-to-date AI-powered research, analyst debate audio & saved-company playlists
Get Current Report FreeAmerican Integrity Insurance Group, Inc. Overview
Pro stress-test →American Integrity Insurance Group (NYSE: AII) is a Tampa-based property and casualty insurance holding company and one of Florida's leading providers of residential property insurance. The company specializes in delivering innovative residential coverage across the Southeast, with recent expansion into luxury home markets insuring properties up to $15 million in total insured value. AII went public in May 2025 and has demonstrated strong financial momentum with significant earnings beats and analyst upgrades.
Strategic Profile
Pro stress-test →American Integrity competes on its deep regional expertise in the Southeast insurance market and specialized focus on homeowner coverage. The company has achieved competitive advantage through disciplined underwriting, robust reinsurance programs, and strategic market positioning in high-value demographic segments, enabling attractive returns on equity (26.74% as of Q3 2026) and strong profitability margins.
Competitive Landscape
Pro stress-test →American Integrity operates in the residential property insurance market dominated by national carriers and regional specialists. Primary competitors include major national insurers and regional Florida-focused carriers that compete on price, coverage innovation, and customer service. AII differentiates through focused Southeast regional expertise, luxury home market expansion, and underwriting discipline that generates above-peer returns and profitability.
Industry Context
American Integrity Insurance Group, Inc. operates in Homeowners Insurance.
Key facts
Founded: 2025 · Headquarters: Tampa, Florida, US · Employees: 313 · Revenue: $374.91M (FY 2026 estimated) · Market cap: $513.25M