Zions Bancorporation, National Association: Business Overview, Financials & Competitive Analysis
Zions Bancorporation, National Association scores 7/10 on the AskCyborg Cyborg Score (Solid). Quality regional bank with superior operational leverage and C&I lending advantage positioned for margin expansion in 2026. The company demonstrates solid financial performance with strong cash generation and healthy profitability despite significant revenue contraction. Q4 2025 results showed continued progress with earnings up 31% year-over-year. However, recent insider.
What is Zions Bancorporation, National Association's industry? Zions Bancorporation, National Association (zionsbancorporation.com) operates in Regional Banking & Financial Services. AskCyborg classifies Zions Bancorporation, National Association under Regional Banking & Financial Services in its company registry.
Zions Bancorporation is one of the nation's premier financial services companies with approximately $89 billion of total assets and annual net revenue of $3.4 billion as of 2025. The company comprises a collection of ...
Cyborg Score thesis
Quality regional bank with superior operational leverage and C&I lending advantage positioned for margin expansion in...
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Get Current Report FreeZions Bancorporation, National Association Overview
Pro stress-test →Zions Bancorporation is one of the nation's premier financial services companies with approximately $89 billion of total assets and annual net revenue of $3.4 billion as of 2025. The company comprises a collection of locally led and community-focused banks serving businesses, households and local governments in some of the best growth markets in the nation.
Strategic Profile
Pro stress-test →Zions stands out for its focus on commercial and industrial (C&I) lending and fee diversification which yield superior margins even as loan demand remains cautious. The company's guidance for moderately increasing Net Interest Income (NII) in 2026 has set a high bar for other regional banks. Zions operates under local management teams and distinct brands in 11 western states.
Competitive Landscape
Pro stress-test →Zions is a consistent recipient of national and state-wide customer survey awards in small- and middle-market banking and a leader in public finance advisory services and SBA lending. The company competes with regional and community banks in western states, differentiated by its locally-branded multi-bank structure and C&I lending expertise. Key competitors include Truist Financial, Huntington Bancshares, and Fifth Third Bancorp.
Industry Context
Zions Bancorporation, National Association operates in Regional Banking & Financial Services.
Key facts
Founded: 1873 · Headquarters: Salt Lake City, Utah · Revenue: $3.4B