The Bank operates as a regional bank conducting business related to financial services including banking, comprehensive finance leasing, outsourcing, and credit card business. The company maintains strong retail investor participation with demonstrated growth trajectory in Japan's regional banking sector.
Cyborg Score Rationale
Recent revenue of 102.79 billion JPY shows solid performance with banking generating 74.86 billion JPY. The bank has outperformed the JP Banks industry with stronger returns. Stable dividend yield and solid fundamentals support a solid operational profile.
Top Insights
Banking segment is primary revenue driver at 74.86 billion JPY, representing significant growth from 55.77 billion JPY prior year
Dividend yield of 2.70% in 2023 with payout ratio of 30.30%, providing consistent shareholder returns
Retail investors hold approximately 58% of company shares, providing broad stakeholder base
Bank exceeded JP Banks industry performance with stronger returns over the past year
Named Competitors
Regional Banking Services — Japanese regional bank
Banking Services — Major Japanese financial institution
Banking Services — Insurance and financial services
Recent Developments
(March 2026) Trading at 6,450 JPY with positive technical momentum and strong buy signals
(November 2025) Institutional investors including Nissay Asset Management hold significant stakes