Provident Financial Services, Inc.: Business Overview, Financials & Competitive Analysis
Provident Financial Services, Inc. scores 7/10 on the AskCyborg Cyborg Score (Solid). Regional bank with strong earnings surprises, digital transformation initiatives, and strategic M&A positioning solid growth trajectory. Recent quarterly results showed EPS of $0.64 outperforming forecasted $0.56 and revenue of $225.72 million slightly above anticipated $225.35 million, demonstrating solid operational performance. The company is expanding into high-margin loan types.
What is Provident Financial Services, Inc.'s industry? Provident Financial Services, Inc. (providentnj.com) operates in Regional Banking & Financial Services. AskCyborg classifies Provident Financial Services, Inc. under Regional Banking & Financial Services in its company registry.
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The Bank op...
Cyborg Score thesis
Regional bank with strong earnings surprises, digital transformation initiatives, and strategic M&A positioning solid growth...
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Get Current Report FreeProvident Financial Services, Inc. Overview
Pro stress-test →Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The Bank operates full-service branch offices throughout New Jersey, Bucks, Lehigh and Northampton counties in Pennsylvania, as well as Orange, Queens and Nassau Counties in New York.
Strategic Profile
Pro stress-test →The company offers deposit products including savings, checking, and certificate of deposit accounts, along with a comprehensive loan portfolio spanning commercial real estate, commercial business, residential mortgage, and consumer loans. Provident provides cash management, online and mobile banking services, and wealth management services including investment management and trust administration.
Competitive Landscape
Pro stress-test →Provident Financial Services is covered by 6 analysts. Primary competitors include regional and community banks in the Northeast, including players in New Jersey, Pennsylvania, and New York markets. The company competes on digital capabilities, deposit gathering, and relationship-based lending.
Industry Context
Provident Financial Services, Inc. operates in Regional Banking & Financial Services.
Key facts
Headquarters: Iselin, New Jersey · Revenue: $225.72M (Q4 2025)