The company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy applications; wealth and investment management services; and investment advisory services to venture capital funds. Live Oak Bank was named the most active SBA 7(a) lender by dollar amount by the U.S. Small Business Administration in October 2025.
Cyborg Score Rationale
Live Oak demonstrates strong fundamentals as a specialized small business lender with diversified revenue streams and market recognition. The company has grown its market position with strategic fintech investments and maintains solid profitability metrics.
Top Insights
Named most active SBA 7(a) lender by dollar amount (October 2025)
Diversified revenue: government loan services, renewable energy financing, and venture capital investment advisory
CEO insider activity: sold shares in early February 2026 and December 2024
Analyst price target range: $40-$51 USD with varying outlooks
Named Competitors
Regional Community Banking — Community-focused regional bank
Digital Banking Services — Community bank with digital focus