TD is the largest bank in Canada by total assets and market capitalization, was designated a global systemically important bank in 2019, and operates as a key player across North American financial services. The company maintains strong competitive positioning through diversified revenue streams spanning retail banking, wealth management, insurance, and investment banking across Canada, the U.S., and select international markets.
Cyborg Score Rationale
TD demonstrates strong fundamentals with leading market position, substantial asset base ($2.1T), and extensive digital capabilities. Recent analyst upgrades and earnings beats indicate operational strength, though mixed analyst ratings and modest sequential growth present moderate headwinds.
Top Insights
TD was upgraded by Wall Street Zen from "sell" to "hold" rating in February 2026, reflecting improving analyst sentiment
Q4 2025 earnings beat consensus estimates with $1.56 EPS vs $1.46 consensus and $11.44B revenue vs $10.10B estimates
TD indicated plans to sell its 10.1% stake in Charles Schwab for approximately $14.6 billion USD in February 2025, unlocking capital
TD confirmed its role as partner bank for the Defence, Security and Resilience Bank in February 2026, expanding strategic partnerships
Named Competitors
Royal Bank of Canada — Canada's largest bank by market cap, retail and wholesale banking
Bank of Montreal — Canadian multinational bank with U.S. operations
Bank of Nova Scotia — Major Canadian bank with international presence
JPMorgan Chase — Largest U.S. bank by assets, comprehensive financial services
Recent Developments
(Feb 2026) Confirmed support for Defence, Security and Resilience Bank as partner institution