The company provides commercial banking solutions focused on small and medium-sized businesses and professionals. A major growth catalyst emerged in February 2026 with the completion of the Keystone Bancshares merger, bringing combined total assets to exceed $6 billion.
Cyborg Score Rationale
2025 revenue reached $201.28 million (+21.49% YoY) with earnings of $61.54 million (+43.38% YoY), demonstrating strong organic growth. The Keystone merger completion in February 2026 positions the combined company with over $6B in assets, enabling significant scale expansion.
Top Insights
Net interest margin improved to 4.10% in Q4 2025 from 3.71% in Q4 2024, reflecting margin expansion.
Keystone Bank merger completed February 1, 2026; customer conversion targeted for summer 2026 while maintaining service continuity.
Q4 2025 diluted EPS of $1.02 showed strong per-share profitability in the latest quarterly results.
Price target raised to $45 from $43 in late January 2026, signaling analyst confidence in growth prospects.