Raisin operates B2C platforms across Europe and the UK under multiple brands (Raisin, WeltSparen, Savedo, ZINSPILOT) and in the U.S. under SaveBetter, while also offering a patented B2B Savings as a Service software solution in the U.S. The company collaborates with approximately 400 banks and financial services providers from more than 30 countries.
Cyborg Score Rationale
Raisin demonstrates strong market positioning as a leading multi-geography fintech with significant AUM, profitability achievement (May 2024), and institutional backing from tier-one investors including Goldman Sachs and PayPal Ventures. However, questions remain around revenue scale transparency and execution in the competitive U.S. market.
Top Insights
Achieved profitability in May 2024 after 12 years of operations, signaling business model maturity
Expanded to Italy (March 2026) and Finland (March 2025), demonstrating continued geographic growth across Europe
Operates dual revenue model: B2C consumer marketplace plus B2B Savings-as-a-Service software for institutional partners in the U.S.
Strong customer retention and trust: 4.6/5 TrustPilot rating and 4.3/5 BBB rating as of July 2026
Named Competitors
NerdWallet — Personal finance comparison and aggregation platform
LendingTree — Lending and financial services marketplace
CHECK24 — German financial comparison and brokerage platform