Operating under its 2025-2027 corporate strategy, PROGRESS27, where sustainability anchors how they operate, innovate, and create value. The bank prioritizes loan growth in high-yielding segments including SME and commercial segments while sustaining core retail segment momentum. RHB is pursuing digital innovation and regional expansion to drive shareholder returns amid competitive margin pressures.
Cyborg Score Rationale
Q1 2026 delivered 14.2% year-on-year net profit growth to RM856.75 million, driven by higher non-fund-based income, stronger net funding income and lower allowances for credit losses. 2025 revenue of RM8.56 billion increased 6.09% versus prior year, demonstrating consistent profitability amid margin pressures and improving operational discipline.
Top Insights
(Q1 2026) Delivered 14% net profit growth to RM856.75 million with improved cost-to-income ratio of 46.2%, reflecting operational efficiency gains
(March 2026) Declared full-year FY25 dividend of 50 sen per share—first time in five years—signaling confidence in earnings quality and sustainability
(2025-2027) PROGRESS27 strategy targets RM500-800 million in cost savings, with RM158 million achieved in year one and RM200+ million targeted in 2026
(March 2026) Leadership forecasts Malaysia GDP growth of 4.7% in 2026 with focus on SME financing, wealth management expansion, and regional growth engines (Singapore primary)
Named Competitors
Maybank — Malaysia's largest banking group with extensive regional presence
CIMB — Regional ASEAN banking and financial services leader
Hong Leong Bank — Malaysian universal bank with retail and commercial focus
Recent Developments
(May 2026) Q1 2026 earnings: RM856.75 million net profit (+14.2% YoY); total assets reached RM365 billion
(March 2026) Full-year FY25 dividend of 50 sen per share declared; dividend payout ratio increased to 50-60% guidance range
(March 2026) Announced PROGRESS27 cost-saving initiatives targeting RM500-800 million through 2027; RM200+ million targeted for 2026
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