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Popular, Inc.: Business Overview, Financials & Competitive Analysis

Popular, Inc. scores 7/10 on the AskCyborg Cyborg Score (Solid). Buy consensus from 8 analysts (25% Strong Buy, 63% Buy ratings) with expected earnings growth catalysts and improving credit metrics. Popular has a market cap of $7.67B with trailing revenue of $2.88B, 27% profit margin, 11.6% revenue growth, and 13.1% ROE, demonstrating solid profitability. However, the company faces risks from.

What is Popular, Inc.'s industry? Popular, Inc. (popular.com) operates in Regional Banking & Financial Services. AskCyborg classifies Popular, Inc. under Regional Banking & Financial Services in its company registry.

Popular, Inc. operates as a financial holding company providing banking and financial services through Banco Popular de Puerto Rico and Popular U.S. segments. The company allocates 80% of assets to Puerto Rico, making...

7/ 10Solid

Cyborg Score thesis

Buy consensus from 8 analysts (25% Strong Buy, 63% Buy ratings) with expected earnings growth catalysts and improving credit...

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Industry Regional Banking & Financial Services
4 named competitors
4 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 19, 2026
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Analyst-debate audio for Popular, Inc.

AskCyborg analysts argue the bull and bear cases for Popular, Inc. across 11 stress-tested dimensions. Listen on your commute -- faster than reading the 30-page report.

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What's in This Report
Popular, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Popular, Inc. Overview

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Popular, Inc. operates as a financial holding company providing banking and financial services through Banco Popular de Puerto Rico and Popular U.S. segments. The company allocates 80% of assets to Puerto Rico, making it a specialized regional banking institution with significant exposure to the Caribbean market.

Strategic Profile

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The company is experiencing positive outlooks with projected EPS growth of 9% for 2025 and 11% for 2026, supported by upward adjustments to net interest income estimates driven by strong Q2 performance. Recent upgrades cite improved deposit growth, asset quality, and earnings, with revenues and profits rising from higher net interest margins and effective asset repricing.

Competitive Landscape

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Popular operates through Banco Popular de Puerto Rico (BPPR) and Banco Popular North America (BPNA) segments, competing primarily with regional Caribbean and mainland US banks. Main competitors include regional banking institutions serving Puerto Rico and the US Northeast, with Popular's differentiation through its dual-geography focus and specialized Puerto Rico market knowledge.

Industry Context

Popular, Inc. operates in Regional Banking & Financial Services.

Key facts

Founded: 1893 · Headquarters: San Juan, Puerto Rico · Employees: 9,230 · Revenue: $2.88B · Market cap: $7.67B

What the AI analysts debated

AI-generated and not independently verified: selected findings from the multi-agent debate on Popular, Inc..

  • Q3 2025 reported net income of $211.3M driven by higher revenues and improved net interest margins with strong earnings growth.
  • Q3 2025 shows declining non-performing loans and expected net interest income growth from portfolio reinvestments.
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Recent developments

Material events tracked by the AskCyborg corpus.

  • January 2026: Multiple analyst price target increases from Truist ($164), Citi ($161), and RBC Capital.
  • February 2026: Popular upgraded to Buy from Neutral at Bank of America with price targets raised at UBS.
  • +2 moreTrack every material event for Popular, Inc. as it happens. Explore monitoring →
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Named competitors

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Industry context

Popular, Inc. operates in Regional Banking & Financial Services. See how the rest of the sector scores on the Cyborg framework.

Top companies in Regional Banking & Financial Services by Cyborg Score

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How AskCyborg research is made

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AI analyst debate, not single-author opinion

Every report is generated by a panel of AI analysts arguing across 11 dimensions, so counter-arguments sit alongside the case. The debate is a reasoning process; it does not independently verify facts.

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The Cyborg Score and recent developments reflect public sources as of the date shown and can miss or lag recent events. Check primary sources before relying on them.

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Methodology open at /methodology

The framework, dimensions, and band breakdowns are documented. The Cyborg Score is an AI-generated opinion under that framework, not a credit rating or an investment recommendation.

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Sources: public filings, regulatory data, and news flow, analysed by AI models. Read the methodology →

AI-generated research summary based on public sources; it may contain errors or omissions. Not investment advice. Not reviewed or endorsed by the companies covered. Report an error: legal@askcyborg.com · Terms of Service

Frequently asked questions

What does Popular, Inc. do?+
Popular, Inc. operates as a financial holding company providing banking and financial services through Banco Popular de Puerto Rico and Popular U.S. segments. The company allocates 80% of assets to Puerto Rico, making...
What is Popular, Inc.'s Cyborg Score?+
Popular, Inc. has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Popular, Inc.'s main competitors?+
Named competitors include First BanCorp, OFG (Oriental Financial Group), Santander Puerto Rico, RegionalUS Banks. The full competitive landscape is in the AskCyborg report.
How can I get the full Popular, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Popular, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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