Local knowledge serves as OmaSp's competitive edge. The bank is the 1st largest savings bank in Finland, commanding a 39.38% share among savings banks. OmaSp has been one of the most profitable and efficient banks in Finland in recent years.
Cyborg Score Rationale
The bank ranks as the 9th largest bank in Finland by total assets with total assets of 7,709.09 million EUR in 2024, representing a 0.78% market share. It has been one of the most profitable and efficient banks in Finland in recent years. However, growth has been modest with growth of 0.87% compared to the previous period.
Top Insights
Market leader in Finnish savings banking with 39.38% market share among savings banks
SME loan portfolio accounts for 20% of whole loan book, providing diversified revenue streams
Has expanded vigorously since 2013 through both organic growth and strategic mergers with robust banks
Receives high customer satisfaction scores annually through customer feedback with strategy focused on best banking services across all channels
Named Competitors
Universal Banking — Largest financial services group in Finland
Nordic Banking — Major Nordic bank with significant Finnish presence
Banking Services — International bank with Finnish operations
Recent Developments
(2024) Total assets of 7,709.09 million EUR with 0.87% year-over-year growth
(2024) Operating income of 74.59 million EUR
(January 2026) Website confirms continued focus on omnichannel banking and customer satisfaction
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