OFS Credit Company, Inc. — Cyborg Score 6/10

Solid
CLO equity and debt investment funds

Strategic Profile

The company invests approximately 80% of its assets in floating rate credit-based instruments and structured credit investments, including CLO debt and subordinated securities, traditional corporate credit, and opportunistic credit investments. OFS was established in 1994 and manages $4.0 billion in assets under management as of January 2026, with a Net Asset Value per share of $4.36.

Cyborg Score Rationale

CLOs are collateralized by portfolios consisting primarily of below investment grade United States senior secured loans, providing exposure to leveraged credit. The company benefits from experienced management in a specialized asset class, though valuation pressures and credit cycle exposure present risks.

Top Insights

  • Focused specialist in CLO equity and debt with over 25 years of structured credit expertise through OFS Capital Management
  • Net Asset Value per share declined from $13.72 (January 2022) to $4.36 (January 2026), reflecting significant valuation compression
  • Invests in below-investment-grade senior secured loans, exposing investors to cyclical credit risk and floating-rate income sensitivity
  • Maintains insider ownership of approximately 3.9% as of January 2026, indicating management alignment with shareholders

Named Competitors

  • Blackstone CLO — Large alternative manager with significant CLO platform
  • Carlyle Credit — Global alternative asset manager with credit strategies
  • Ares CLO funds — Credit-focused alternative manager with large CLO platform

Recent Developments

  • (March 2026) Filed investor presentation showing NAV of $4.36 per common share with $4.0 billion AUM
  • (September 2025) Published investor presentation disclosing NAV of $6.13 per share and $4.1 billion AUM
  • (January 2026) Actively trading multiple preferred stock classes (OCCIO, OCCIN, OCCIM) alongside common stock

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