Menora Mivtachim Holdings Ltd. — Cyborg Score 7/10

Solid
Insurance and Financial Services

Strategic Profile

The company operates through Life Insurance and Long-Term Savings; Health Insurance; and Property and Casualty Insurance segments. As of 2018, it was described by The New York Times as one of Israel's largest financial institutions.

Cyborg Score Rationale

Menora Mivtachim is a dominant player in Israel's insurance and pension sectors with significant asset management capabilities and a diversified business model. The company maintains strong market positioning as the largest vehicle and pension insurance group in Israel, though it operates in a regulated domestic market with limited international exposure.

Top Insights

  • Market leader in vehicle and pension insurance in Israel with 222+ billion NIS in managed assets
  • Diversified revenue streams across life insurance, health insurance, property and casualty, and capital markets
  • Controlled by major shareholders Flems Establishment and Naden Establishment (each 31.51%)
  • Long operational history founded in 1935 with proven business resilience through multiple economic cycles

Named Competitors

  • Migdal Insurance and Financial Holdings — Israeli insurance and financial services company
  • Clal Insurance Enterprises Holdings — Israeli insurance and pension fund operator
  • Bank Hapoalim Financial Services — Israeli banking and financial services provider

Recent Developments

  • (2018) Described by New York Times as one of Israel's largest financial institutions
  • (2017) Invested approximately $30 million in Kushner Companies for Maryland development
  • (2010) Fined $3.9 million for issuing loans without requisite securities, with subsequent remediation

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