Kakao Pay is the financial technology division of Kakao. By leveraging its strong technological foundation and integration within the Kakao Talk messaging service, Kakaopay continues to innovate and expand its service offerings, playing a crucial role in the advancement of digital financial infrastructure.
Cyborg Score Rationale
The stock price has increased by +126.41% in the last 52 weeks. However, Return on equity (ROE) is 0.32% and return on invested capital (ROIC) is -0.83%. The company shows strong growth momentum but limited profitability currently.
Top Insights
Dominant player in South Korea's digital finance space with services utilized widely across various sectors, from retail to services and beyond.
Strong balance sheet with 4.22 trillion in cash and net cash position of 4.12 trillion.
Beta of 2.53 indicates higher price volatility than market average.
Operates in two segments (Non-financial Services and Financial Services) with diverse product offerings including money transfer, payment, membership, PFM, bill payment, investment, loan, and insurance.
Named Competitors
Naver Pay — Digital payment service
Toss — Mobile payment and fintech platform
Samsung Pay — Mobile wallet and payment service
Recent Developments
(Sep 2025) Market capitalization reached $5.09B with TTM revenue of $609M
(Jun 2025) Stock price increased 126.41% over 52-week period
(Apr 2024) Later Stage VC investment round with CC Media Service
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