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Hilltop Holdings Inc.: Business Overview, Financials & Competitive Analysis

Hilltop Holdings Inc. scores 6/10 on the AskCyborg Cyborg Score (Solid). Attractively valued diversified financial services company with strong municipal finance franchise and modest near-term growth, but facing mortgage market headwinds and rate sensitivity. Recent Q4 earnings grew to $41.58 million (vs. $35.52 million prior year) with revenue rising 9.6% to $329.89 million. Strong broker-dealer fundamentals and valuation discount present.

What is Hilltop Holdings Inc.'s industry? Hilltop Holdings Inc. (hilltopholdings.com) operates in Financial Services - Diversified Financial Holding Company. AskCyborg classifies Hilltop Holdings Inc. under Financial Services - Diversified Financial Holding Company in its company registry.

Hilltop Holdings is a diversified financial holding company operating through three segments: banking, broker-dealer, and mortgage origination. The Dallas-based company serves business and consumer banking customers w...

6/ 10Solid

Cyborg Score thesis

Attractively valued diversified financial services company with strong municipal finance franchise and modest near-term growth,...

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Industry Financial Services - Diversified Financial Holding Company
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 19, 2026
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What's in This Report
Hilltop Holdings Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Hilltop Holdings Inc. Overview

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Hilltop Holdings is a diversified financial holding company operating through three segments: banking, broker-dealer, and mortgage origination. The Dallas-based company serves business and consumer banking customers with integrated financial services.

Strategic Profile

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The majority of revenue is from the Broker-dealer segment, which provides municipal finance and securities services. Hilltop is a stable, diversified financial company with strong banking and securities segments, but faces ongoing mortgage headwinds. The company trades below book value and revenue multiples.

Competitive Landscape

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BOK Financial is identified as a competitor. Hilltop competes with regional and mid-tier financial institutions across banking, securities, and mortgage origination. The diversified platform provides competitive advantages in municipal finance and integrated banking services.

Industry Context

Hilltop Holdings Inc. operates in Financial Services - Diversified Financial Holding Company.

Key facts

Headquarters: Dallas, Texas · Revenue: $1.22B · Market cap: $2.28B

What the AI analysts debated

AI-generated and not independently verified: selected findings from the multi-agent debate on Hilltop Holdings Inc..

  • Q4 2025 earnings increased to $0.69 per share (vs. $0.55 prior year) with 9.6% revenue growth
  • Current market cap of $2.28B with trailing 12-month revenue of $1.22B
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Recent developments

Material events tracked by the AskCyborg corpus.

  • February 2026Stock price at $38.43 with market cap of $2.28B
  • Q4 2025Earnings increased with revenue growth of 9.6% year-over-year
  • +1 moreTrack every material event for Hilltop Holdings Inc. as it happens. Explore monitoring →
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Banking & Financial ServicesRegional financial services competitor→Broker-Dealer ServicesMunicipal finance and advisory competitors→Mortgage OriginationResidential mortgage origination competitors→

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Industry context

Hilltop Holdings Inc. operates in Financial Services - Diversified Financial Holding Company. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Hilltop Holdings Inc. do?+
Hilltop Holdings is a diversified financial holding company operating through three segments: banking, broker-dealer, and mortgage origination. The Dallas-based company serves business and consumer banking customers w...
What is Hilltop Holdings Inc.'s Cyborg Score?+
Hilltop Holdings Inc. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Hilltop Holdings Inc.'s main competitors?+
Named competitors include Banking & Financial Services, Broker-Dealer Services, Mortgage Origination. The full competitive landscape is in the AskCyborg report.
How can I get the full Hilltop Holdings Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Hilltop Holdings Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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