Financial Services - Diversified Financial Holding Company
Strategic Profile
The majority of revenue is from the Broker-dealer segment, which provides municipal finance and securities services. Hilltop is a stable, diversified financial company with strong banking and securities segments, but faces ongoing mortgage headwinds. The company trades below book value and revenue multiples.
Cyborg Score Rationale
Recent Q4 earnings grew to $41.58 million (vs. $35.52 million prior year) with revenue rising 9.6% to $329.89 million. Strong broker-dealer fundamentals and valuation discount present opportunity, though mortgage origination weakness and interest rate sensitivity pose headwinds.
Top Insights
Q4 2025 earnings increased to $0.69 per share (vs. $0.55 prior year) with 9.6% revenue growth
Current market cap of $2.28B with trailing 12-month revenue of $1.22B
Broker-dealer segment provides public finance services to municipalities and specialized investment banking services
Stock valuation trading below book value and revenue multiples may present value opportunity