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Gulf Union Alahlia Cooperative Insurance Company: Business Overview, Financials & Competitive Analysis

Gulf Union Alahlia Cooperative Insurance Company scores 5/10 on the AskCyborg Cyborg Score (Mixed). Solid insurance operator with strong revenue growth momentum but pressured profitability and declining shareholder returns warrant cautious positioning. The stock has declined 41.07% over the past year, with recent weakness of 11.21% monthly. However, underlying business fundamentals show strong revenue growth and expanding market presence, though.

What is Gulf Union Alahlia Cooperative Insurance Company's industry? Gulf Union Alahlia Cooperative Insurance Company (gulfunion.com.sa) operates in Insurance - General & Cooperative. AskCyborg classifies Gulf Union Alahlia Cooperative Insurance Company under Insurance - General & Cooperative in its company registry.

Gulf Union Alahlia Cooperative Insurance provides diverse insurance products and services across Saudi Arabia, offering motor, health clinic treatment, property, marine cargo, engineering, liability, workmen's compens...

5/ 10Mixed

Cyborg Score thesis

Solid insurance operator with strong revenue growth momentum but pressured profitability and declining shareholder returns...

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Industry Insurance - General & Cooperative
4 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 19, 2026
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What's in This Report
Gulf Union Alahlia Cooperative Insurance Company OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Gulf Union Alahlia Cooperative Insurance Company Overview

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Gulf Union Alahlia Cooperative Insurance provides diverse insurance products and services across Saudi Arabia, offering motor, health clinic treatment, property, marine cargo, engineering, liability, workmen's compensation, and life insurance products. The company operates four business segments: Medical, Motor, Property and Casualty, and Protection and Savings.

Strategic Profile

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The company demonstrated strong growth momentum with Q3 2025 revenue of 233.35M SAR (19.09% quarterly growth) and trailing twelve-month revenue of 963.51M SAR, representing 28.75% year-over-year growth. The company does not currently pay dividends to shareholders.

Competitive Landscape

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Gulf Union Alahlia operates in Saudi Arabia's competitive insurance sector alongside major players like Tawuniya, Salama, Arabian Shield, SAICO, and emerging competitors like GIG and regional insurers. The market is characterized by established cooperatives and joint-stock companies with diverse product portfolios across health, motor, and property segments.

Industry Context

Gulf Union Alahlia Cooperative Insurance Company operates in Insurance - General & Cooperative.

Key facts

Founded: 2007 · Headquarters: Dammam, Saudi Arabia · Employees: 250-499 · Revenue: 963.51M SAR (TTM) · Market cap: 454.36M SAR

What the AI analysts debated

AI-generated and not independently verified: selected findings from the multi-agent debate on Gulf Union Alahlia Cooperative Insurance Company.

  • Strong revenue growth trajectory with 28.75% YoY growth in TTM and 19.93% annual growth in 2024
  • Diversified portfolio across four business segments reduces concentration risk
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Recent developments

Material events tracked by the AskCyborg corpus.

  • March 2025Announced interim financial results for Q1 2025
  • October 2025Q3 2025 earnings showing 19.09% quarterly revenue growth to 233.35M SAR
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

TawuniyaLeading Saudi cooperative insurance provider→SalamaMajor Islamic insurance operator in Saudi Arabia→Arabian ShieldEstablished general insurance provider→SAICODiversified insurance services across multiple segments→

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Industry context

Gulf Union Alahlia Cooperative Insurance Company operates in Insurance - General & Cooperative. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Gulf Union Alahlia Cooperative Insurance Company do?+
Gulf Union Alahlia Cooperative Insurance provides diverse insurance products and services across Saudi Arabia, offering motor, health clinic treatment, property, marine cargo, engineering, liability, workmen's compens...
What is Gulf Union Alahlia Cooperative Insurance Company's Cyborg Score?+
Gulf Union Alahlia Cooperative Insurance Company has a Cyborg Score of 5/10 (Mixed). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Gulf Union Alahlia Cooperative Insurance Company's main competitors?+
Named competitors include Tawuniya, Salama, Arabian Shield, SAICO. The full competitive landscape is in the AskCyborg report.
How can I get the full Gulf Union Alahlia Cooperative Insurance Company research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Gulf Union Alahlia Cooperative Insurance Company research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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