Grupo Aval Acciones y Valores S.A. — Cyborg Score 5/10

Mixed
Banking & Financial Services

Strategic Profile

The company was incorporated in 1994 and is headquartered in Bogotá, Colombia. Grupo Aval is a prominent financial conglomerate in Latin America, with diversified operations spanning traditional banking, wealth management, and equity investments across multiple sectors.

Cyborg Score Rationale

The company has a market cap of $5.77 billion and a price-to-earnings ratio of 14.73. Recent analyst sentiment shows caution, with limited buy recommendations. The company faces modest valuation multiples suggesting moderate attractiveness, though analyst price targets reflect downside risk.

Top Insights

  • The company had revenue of $1.15 billion for the quarter with a net margin of 4.61%
  • Comprehensive service offerings including pension fund management, investment banking, and equity investments in infrastructure, energy, and agribusiness
  • The stock has a beta of 0.64, indicating lower volatility relative to market indices
  • Grupo Aval offers a dividend yield of 2.64%

Named Competitors

  • Bancolombia — Leading Colombian financial group
  • Banco de Bogotá — Major Colombian commercial and investment bank
  • Davivienda — Regional Latin American banking and financial services
  • Banco Bradesco — Brazilian financial conglomerate

Recent Developments

  • (November 2025) Q3 earnings reported with $0.11 EPS beating analyst expectations
  • (December 2025) Completed interest payment on debt issuance
  • (January 2026) Short interest declined 12.9% as institutional investor activity shifted

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