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Experian plc: Business Overview, Financials & Competitive Analysis

Experian plc scores 8/10 on the AskCyborg Cyborg Score (Strong). Experian's scaled data assets and analytical capabilities position it for sustained growth in credit risk, fraud prevention, and AI-driven decision automation markets. With a market cap of $29.5B and trailing twelve month revenue of $7.96B, Experian demonstrates solid financial performance. The company is leveraging its scaled proprietary data assets, strong.

What is Experian plc's industry? Experian plc (experian.com) operates in Data and Analytics / Information Services. AskCyborg classifies Experian plc under Data and Analytics / Information Services in its company registry.

Experian is one of the leading credit bureaus in North America and the United Kingdom, providing consumer information and decision analytics, marketing data, and direct-to-consumer credit products and services. Roughl...

8/ 10Strong

Cyborg Score thesis

Experian's scaled data assets and analytical capabilities position it for sustained growth in credit risk, fraud prevention, and...

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Industry Data and Analytics / Information Services
4 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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AskCyborg analysts argue the bull and bear cases for Experian plc across 11 stress-tested dimensions. Listen on your commute -- faster than reading the 30-page report.

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What's in This Report
Experian plc OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Experian plc Overview

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Experian is one of the leading credit bureaus in North America and the United Kingdom, providing consumer information and decision analytics, marketing data, and direct-to-consumer credit products and services. Roughly one quarter of the company's revenue is generated outside of North America and the United Kingdom, primarily in Latin America and Asia.

Strategic Profile

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Experian is a technology company specializing in data and analytics that offers data and analytical tools to manage credit risk, prevent fraud, target marketing offers and automate decision making solutions. The company delivered strong Q3 growth, with revenue increasing 12% at actual exchange rates, positioning it as a resilient player in the critical data intelligence market.

Competitive Landscape

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Equifax, WPP, Dun & Bradstreet, and Bread Financial Holdings are competitors of Experian. In the advertising ecosystem, competitors include LiveRamp, The Trade Desk, Neustar (TransUnion), and Nielsen. Experian's differentiation lies in its comprehensive data assets and cross-vertical integration.

Industry Context

Experian plc operates in Data and Analytics / Information Services.

Key facts

Founded: 1825 · Headquarters: Dublin, Ireland · Employees: 23,300 · Revenue: $7.96B · Market cap: $29.5B

What the analysts stress-tested

The top findings that survived the multi-agent debate for Experian plc.

  • Consumer Services delivered very strong organic revenue growth of 23%, achieving a significant milestone of 100 million free members in Brazil
  • B2B organic revenue growth was 11% with Financial Services delivering strong performance reflecting progress against strategic priorities
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Recent developments

Material events tracked by the AskCyborg corpus.

  • February 2026Experian's most recent deal was a Merger/Acquisition with Own Up on 03-Feb-2026
  • January 2026Experian issued trading update for three months ended 31 December 2025, delivering strong Q3 growth with revenue increasing 12% at actual exchange rates
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

EquifaxMajor credit reporting bureau and data analytics provider→TransUnionLeading credit reporting and identity verification company→Dun & BradstreetBusiness credit and risk intelligence provider→LiveRampIdentity resolution and audience enrichment platform→

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Industry context

Experian plc operates in Data and Analytics / Information Services. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Experian plc do?+
Experian is one of the leading credit bureaus in North America and the United Kingdom, providing consumer information and decision analytics, marketing data, and direct-to-consumer credit products and services. Roughl...
What is Experian plc's Cyborg Score?+
Experian plc has a Cyborg Score of 8/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Experian plc's main competitors?+
Named competitors include Equifax, TransUnion, Dun & Bradstreet, LiveRamp. The full competitive landscape is in the AskCyborg report.
How can I get the full Experian plc research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Experian plc research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Data and Analytics research

Companies in the same sector and named competitors, ranked by Cyborg Score.

7Equifax Inc7TransUnion7LiveRamp Holdings, Inc.