Emirates Insurance Company P.J.S.C. — Cyborg Score 7/10

Strong
General Insurance & Reinsurance

Strategic Profile

EIC is a publicly listed company on the Abu Dhabi Securities Exchange (ADX), with A- credit ratings from both S&P Global Ratings and AM Best. EIC has an authorized and issued share capital of AED 150 million, with assets in excess of AED 2.4 billion. The company maintains a diversified product portfolio serving both individual and corporate clients across motor, marine, property, energy, and health insurance segments with 30+ UAE offices.

Cyborg Score Rationale

In 2024, revenue increased 9.12% to AED 615.91 million, though earnings declined 12.31% to AED 110.75 million. The company maintains strong financial standing with investment-grade credit ratings and a solid dividend yield, but faces typical insurance industry headwinds with margin compression.

Top Insights

  • Holds A- credit ratings from S&P Global Ratings and AM Best, indicating strong financial stability
  • Market capitalization of AED 1.09 billion as of March 2026
  • Pays annual dividends with recent dividend per share of AED 0.50
  • Employs over 250 experts in the organization

Named Competitors

  • General Insurance — Multi-line insurance provider listed on ADX
  • General Insurance — UAE-based insurance provider with marine and energy focus
  • General Insurance — Regional GCC insurance provider

Recent Developments

  • (2024) Revenue growth of 9.12% to AED 615.91 million, though net earnings declined 12.31%
  • (2023) Net profit reached AED 141.7 million with gross written premium reaching AED 1.13 billion
  • (2023) Company continues ESG reporting alignment with ADX sustainability guidelines

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