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Emirates Insurance Company P.J.S.C.: Business Overview, Financials & Competitive Analysis

Emirates Insurance Company (EIC), also known as Eminsco, is a public shareholding company specializing in general insurance and commercial products that has been operating since 1982. The company writes general insura...

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7/ 10Strong

Cyborg Score thesis

Established regional insurance leader with dividend appeal and solid market position, though near-term earnings pressure requires...

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Industry General Insurance & Reinsurance
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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Emirates Insurance Company P.J.S.C. Overview

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Emirates Insurance Company (EIC), also known as Eminsco, is a public shareholding company specializing in general insurance and commercial products that has been operating since 1982. The company writes general insurance and reinsurance in the United Arab Emirates, the United States, and Europe through its Underwriting of General Insurance Business and Investments segments.

Strategic Profile

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EIC is a publicly listed company on the Abu Dhabi Securities Exchange (ADX), with A- credit ratings from both S&P Global Ratings and AM Best. EIC has an authorized and issued share capital of AED 150 million, with assets in excess of AED 2.4 billion. The company maintains a diversified product portfolio serving both individual and corporate clients across motor, marine, property, energy, and health insurance segments with 30+ UAE offices.

Competitive Landscape

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EIC is one of the UAE's oldest established local insurance companies, having operated since 1982. The company competes in the regional insurance market with peers offering similar multi-line insurance and reinsurance products across the GCC region. As a publicly traded entity with investment-grade ratings, EIC maintains a competitive position through brand heritage, distribution network scale, and investment portfolio returns.

Industry Context

Emirates Insurance Company P.J.S.C. operates in General Insurance & Reinsurance.

Key facts

Founded: 1982 · Headquarters: Abu Dhabi, UAE · Employees: 250+ · Revenue: AED 615.91 million (2024) · Market cap: AED 1.09 billion

What the analysts stress-tested

The top findings that survived the multi-agent debate for Emirates Insurance Company P.J.S.C..

  • Holds A- credit ratings from S&P Global Ratings and AM Best, indicating strong financial stability
  • Market capitalization of AED 1.09 billion as of March 2026
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Recent developments

Material events tracked by the AskCyborg corpus.

  • 2024Revenue growth of 9.12% to AED 615.91 million, though net earnings declined 12.31%
  • 2023Net profit reached AED 141.7 million with gross written premium reaching AED 1.13 billion
  • +1 moreTrack every material event for Emirates Insurance Company P.J.S.C. as it happens. Explore monitoring →
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

General InsuranceMulti-line insurance provider listed on ADX→General InsuranceUAE-based insurance provider with marine and energy focus→General InsuranceRegional GCC insurance provider→

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Industry context

Emirates Insurance Company P.J.S.C. operates in General Insurance & Reinsurance. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Emirates Insurance Company P.J.S.C. do?+
Emirates Insurance Company (EIC), also known as Eminsco, is a public shareholding company specializing in general insurance and commercial products that has been operating since 1982. The company writes general insura...
What is Emirates Insurance Company P.J.S.C.'s Cyborg Score?+
Emirates Insurance Company P.J.S.C. has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Emirates Insurance Company P.J.S.C.'s main competitors?+
Named competitors include General Insurance, General Insurance, General Insurance. The full competitive landscape is in the AskCyborg report.
How can I get the full Emirates Insurance Company P.J.S.C. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Emirates Insurance Company P.J.S.C. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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