The company operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. EVERTEC owns and operates the ATH network, a personal identification number debit network. This positions the company as a mission-critical infrastructure provider for transaction processing in the Latin American and Caribbean regions.
Cyborg Score Rationale
The company recorded $845.5M in revenue in 2024, representing 21.7% growth year-over-year, with a market cap of $1.9B. Q3 2025 results showed sales up 7.9% year-on-year to $228.6 million, with full-year revenue guidance of $924 million at the midpoint. Strong growth trajectory and market positioning support this score.
Top Insights
Recent acquisition of Nubity completed on February 27, 2025, supporting expansion strategy.
Company operates across multiple jurisdictions including Dominican Republic, Mexico, Guatemala, Costa Rica, Panama, Colombia, Chile, Uruguay and Brazil.
Core services include merchant acquiring (POS and e-commerce payment processing) and payment processing for card programs with fraud monitoring.
Net income grew 41.3% in 2024 compared to 2023, indicating strong operational leverage.
Named Competitors
Payment Processing & Merchant Acquiring — Global payment solutions provider